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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145399)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I've had PayPal for years and have never had an issue.

5
I've had PayPal for years and have never had an issue. Reviewed on: 15th June 2026

PayPal Credit Is A Lifesaver

5
PayPal Credit has helped me with purchasing items that woukd be too expensive to pay in a single transaction, such as concerts, tech, etc. Reviewed on: 15th June 2026

PayPal use

5
Friendly, fast service. Easy to use Reviewed on: 15th June 2026

I have been using paypal for more than 5 years.

5
I have been using paypal for more than 5 years. Eceryting is very good. Reviewed on: 15th June 2026

Always reliable and the customer service I receive i...

5
Always reliable and the customer service I receive is second to none Reviewed on: 15th June 2026

Simple, easy and adaptable to you

5
Really easy to use. Easy to keep track of how much you have borrowed and I like that you can control and change your monthly payments to suit you. I also like the recent addition of a digital credit card that can be used anywhere. Reviewed on: 15th June 2026

PayPal is a great service I’ve used it for many...

5
PayPal is a great service I’ve used it for many years Reviewed on: 15th June 2026

Good and easy to use

4
I’ve never had any problems with PayPal, the app is easy to use and they keep you up to date with everything Reviewed on: 15th June 2026

PayPal is the best

5
Really professional service and customer relations. App is amazing as well . Love PayPal Reviewed on: 15th June 2026

One stop credit

5
Pay pal is my go to place it is so easy and clear way to control you spending and allow you to budget .and the deferred three months on larger purchases allows you to budget and spread the cost when things are a little tight Reviewed on: 15th June 2026

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