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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85916 reviews)

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4.90

Based on 85,916 reviews, last reviewed 26th Apr 2026

1620100% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent experience with PayPal Credit! Excellent experience with PayPal Credit! It’s incredibly easy to use, flexible, and makes managing payments stress-free. I’d highly recommend it to an... Read more Reviewed on: 26th April 2026

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85916)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

0% for 4 months was too good to pass.

0% for 4 months was too good to pass. Reviewed on: 21st April 2026

Best service

Everything is easy to manage. Paying for services and. Uyer protection Reviewed on: 21st April 2026

Overall Service good

Customer service is good, they sorted straight away on call Reviewed on: 21st April 2026

Fast and reassuring customer service

When I had an issue with my PayPal credit the team were very fast at answering and reassuring me. Reviewed on: 21st April 2026

A go to way to pay

It can be difficult to get quick answers from email queries but you feel they have your back when resolving issues with problem purchases. I always try to pay through PayPal as it feels like greater protection than from your direct bank. More human customer service operators would make the service better. Reviewed on: 21st April 2026

Very responsive when I had a dispute with a seller.

Very responsive when I had a dispute with a seller. Reviewed on: 21st April 2026

Easy to use

Easy to use, quick and convenient. Always available when needed, especially for last minute needs Reviewed on: 21st April 2026

Craig’s PayPal

Easy to use and safe to use I like they ask you for a pin on transactions Reviewed on: 21st April 2026

Simple to set up, easy hassle free payments

Simple to set up, easy hassle free payments Reviewed on: 21st April 2026

I am really happy about the service

I am really happy about the service Reviewed on: 21st April 2026

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