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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147141 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147141)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I don't buy stuff that I can't use PayPal, it makes...

I don't buy stuff that I can't use PayPal, it makes it safe and knowing that it's a secure way of paying is great, also having pay in 3 really helps to be able to buy more expensive stuff Reviewed on: 17th June 2026

Efficiency Efficient and easy to use.

Efficient and easy to use.app works well and easily integrated to mobile device. Reviewed on: 17th June 2026

PayPal is always my first choice with payment options.

PayPal is always my first choice with payment options. PayPal credit is quick and easy and pay in 3 is super helpful, even if your paying outright it’s nice to know you have buyer protection. Reviewed on: 17th June 2026

PayPal is great and easy to use.

PayPal is great and easy to use. Any issues I have had have been dealt with well by customer services. Reviewed on: 17th June 2026

Excellent service and super customer service.

Excellent service and super customer service. Reviewed on: 17th June 2026

Excellent Service

I have been using PayPal credit for years now. The minimum repayment is more than manageable and the interest is reasonable. The one issue I had was dealt with quickly in both responses and providing a solution. Reviewed on: 17th June 2026

Years of Great Experience

I have been using this service for years and it has never disappointed me. It is reliable, easy to use and consistently provides exactly what I am looking for. Reviewed on: 17th June 2026

Very user friendly and convenient service

Very user friendly and convenient service Reviewed on: 17th June 2026

The times I’ve had fraud transactions, it’s been ver...

The times I’ve had fraud transactions, it’s been very easy to solve compared to my own bank. I like that I get rewards for using my PayPal debit card. And it’s just so easy to use- literally a click of a button. And the text option as a safety net is a good reassurance. Reviewed on: 17th June 2026

Easy and hassle free payments and banking with excel...

Easy and hassle free payments and banking with excellent security Reviewed on: 17th June 2026

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