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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86117 reviews)

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4.90

Based on 86,117 reviews, last reviewed 26th Apr 2026

1629300% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal payment Easy set up, transaction reminders before payment is due. Reviewed on: 26th April 2026

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86117)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Service development

I’ve used PayPal over 10+ years and the service continue to get better and better Reviewed on: 21st April 2026

Great service.

Great service. I use it all the time for ticket purchases. The four months interest free is an exceptional offer. Reviewed on: 21st April 2026

Nice and easy

Easy to use, know what dates to pay off balance and service has been stellar Reviewed on: 21st April 2026

So easy to use, love it.

So easy to use, love it. Second time using PayPal credit and would recommend this service to anyone. Reviewed on: 21st April 2026

Love PayPal I can easily keep track and safe online

Love using PayPal I can easily keep track and safe of payment I make it's my go too for almost all online payments. They also have good offers on credit such as low interest or none at all for several months. Il usually avoid online stores that I haven't been too before if they don't accept PayPal because you can't be too careful with you information/card these days. I like that I can use my PayPal balance to pay my credit off but would like a option to have a separate pot for payments for credit I worry if I take more than I have accounted for out of my balance when I have a amount set up to be paid off my credit since it's not done till later that day Reviewed on: 21st April 2026

PayPal has become a seamless experience for me and I...

PayPal has become a seamless experience for me and I found them really useful in all my transactions online that provide the security and safety I need to safely purchase online but also now in person Reviewed on: 21st April 2026

Great service, simple to use.

Great service, simple to use. Great comms. Reviewed on: 21st April 2026

I've had PayPal for years and years.

I've had PayPal for years and years. I've never had problem with it and when I did have an issue with a transaction PayPal was very helpful. Reviewed on: 21st April 2026

Perfect for planned projects like garden renovations

I recently used PayPal Credit to fund some much-needed garden work just in time for my son’s birthday in June. The best part was the 0% interest offer over 4 months, which made it easy to spread the cost without any extra fees. What I really appreciate about the service is how well it integrates with major retailers, and having the physical card for offline use is a game-changer. It makes accessing low-cost credit simple and convenient. Highly recommend it if you have a specific project in mind and want to manage your cash flow. Reviewed on: 21st April 2026

No lengthy paperwork, instant answers, everything ex...

No lengthy paperwork, instant answers, everything explained in plain English. Reviewed on: 21st April 2026

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