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PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145383)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit customer service

5
Excellent customer service and PayPal support is excellent Reviewed on: 15th June 2026

Good and bad

5
Pulled me out of some difficult times, however balances don’t update instantaneously neither do payments made, days to complete payments even. Reviewed on: 15th June 2026

I like paying through PayPal but wouldn’t get the Pa...

5
I like paying through PayPal but wouldn’t get the PayPal debit card as put money on it then 2 weeks later you had taken £250 which I didn’t authorise at and phoned said it was sorted then you taken again £250 again without me giving permission so phoned up my bank the stopped it but my bank stopped my payment with credit through PayPal but didn’t realise but that’s been sorted so definitely wouldn’t do the card Reviewed on: 15th June 2026

Use Paypal for everything knowing it is secure, reli...

5
Use Paypal for everything knowing it is secure, reliable and widely used across the retail sector. Reviewed on: 15th June 2026

Excellent..

5
Everything is easy with PayPal, from booking’s payments, all in order.. Reviewed on: 15th June 2026

Paypal is an excellent service and easy to use

5
I have had paypal for a number of years now and I have always found the customer service team and the service they provide to be so easy and helpful. The service itself is easy to use and extremely helpful also. They provide lots of different options that are quick and efficient. Reviewed on: 15th June 2026

Be better if you could update account faster after m...

4
Be better if you could update account faster after making payment Reviewed on: 15th June 2026

With PayPal you can afford everything you need.

5
PayPal is giving you a chance to get what you need straight away even if your bank account says you are not eligible to have it. Reviewed on: 15th June 2026

Paypal experience.

5
I have always had a good experience with paypal. I find the user face easy to navigate with no issues. I would recommend it to my family and friends. Reviewed on: 15th June 2026

Paypal is always there when I need it.

5
Paypal is always there when I need it. Fast efficient and safe, very well done. Reviewed on: 15th June 2026

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