Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,238 reviews, last reviewed 23rd Apr 2026
2991200% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's nice useful and convenient. It's nice useful and convenient. Helpful for everyday purchases Reviewed on: 23rd April 2026
Billal Hussain's avatar
Billal Hussain

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026
Wilson 's avatar
Wilson
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (83238)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024
Chi Nike 's avatar
Chi Nike

Not had any issues

5
I have been using PayPal for over 5 years and I find their service really good Reviewed on: 19th April 2026
Yvonne o's avatar
Yvonne o

Highly recommended

5
On my side I said its truly work and highly recommended from side ..many thanks Reviewed on: 19th April 2026
Nuzhat Nasim 's avatar
Nuzhat Nasim

Very good

5
Very good experience in my whole life Reviewed on: 19th April 2026
Ihor V's avatar
Ihor V

Customer for close to 15 years

5
I've had PayPal for probably close to 15 years. Never had an issue that was not resolved. Their debit card has a 1% cashback everywhere you pay which is great. More and more vendors around the world start accepting PayPal which is even better. Great service overall Reviewed on: 19th April 2026
Jakub m's avatar
Jakub m

Highly recommended

5
Very comfortable with using PayPal for paying and transferring money Reviewed on: 19th April 2026
Mai Elsherbiny's avatar
Mai Elsherbiny

Im in love with shopping with my paypal as I fully k...

5
Im in love with shopping with my paypal as I fully know my money and shopping are safe and protected. Paypal give me peace of mind. Reviewed on: 19th April 2026
Laura 's avatar
Laura

The best service

5
Always reliable and great service Reviewed on: 19th April 2026
Ieva c's avatar
Ieva c

PayPal services a really good service to use have be...

5
PayPal services a really good service to use have been for many years and is an excellent service. Reviewed on: 19th April 2026
Abdul C's avatar
Abdul C

Great way to pay !

5
Great way to pay. Safe and secure and pay in 3 is brilliant . Reviewed on: 19th April 2026
Julie 's avatar
Julie

Great service and accepted everywhere

5
Great service and accepted everywhere Reviewed on: 19th April 2026
Dean C's avatar
Dean C

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill