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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83334 reviews)

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4.90

Based on 83,334 reviews, last reviewed 23rd Apr 2026

3000600% increase in 5 star reviews

in the past 90 days

4300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always had a good experience with PayPal in customer... Always had a good experience with PayPal in customer service and purchasing Reviewed on: 23rd April 2026

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (83334)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very convenient method to spread your costs.

Very convenient method to spread your costs. Affordable repayment. Reviewed on: 19th April 2026

Very good service and awesome service delivery

Very good service and awesome service delivery Reviewed on: 19th April 2026

Safe and easy

I find PayPal easy and safe to use. PayPal is my first choice of payment option. In fact if a retailer doesn’t have PayPal as a payment option, I think twice. That’s how safe I believe it is. I can log onto the app at any time, review my spending and keep a track of it. I feel in control. Reviewed on: 19th April 2026

I just love how easy was applying for my PayPal Cred...

I just love how easy was applying for my PayPal Credit and that is acceptable to use everywhere. Reviewed on: 19th April 2026

Great flexible way to pay.

Great flexible way to pay. What you see is what you get! Reviewed on: 19th April 2026

I find PayPal credit extremely useful and easy to use.

I find PayPal credit extremely useful and easy to use. Can use it to pay for shopping on all sorts of sites. Credit limit is a great amount and really easy to pay back by direct debit. It’s also great that you can make additional payments whenever you like. Would definitely recommend it to family and friends. Reviewed on: 19th April 2026

PayPal easy to use

PayPal is easy to use and is very widely excepted so one of my go to payment methods. Reviewed on: 19th April 2026

Good support

It's easy to use and repay.I like the fact that you have a card that can be used at all times. Reviewed on: 19th April 2026

Great App and features.

Great App and features. I like that it allows me to easily connect with my external bank accounts, which makes things easier Reviewed on: 19th April 2026

Very user friendly and easy credit options

Very user friendly and easy credit options Reviewed on: 19th April 2026

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