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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147038 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147039)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great thanks best credit ever for everyone

Great thanks best credit ever for everyone Reviewed on: 17th June 2026

Works for me!

I have paypal credit and also pay in 3, they are both great ways to help me budget larger bills, credit is really pay in 4 months where are pay in 3 is 3 months so higher costs go on my credit while smaller ones are on my pay in 3. Works for me! Reviewed on: 17th June 2026

Very slick, few clicks process.

Very slick, few clicks process and a straight forward easy to use interface Reviewed on: 17th June 2026

Good help when you need it in everything rateiler fl...

Good help when you need it in everything rateiler flying buying things Reviewed on: 17th June 2026

Paypal allows us to purchase items, without disclosi...

Paypal allows us to purchase items, without disclosing our extremely personal information. It feels safe and secure. Would always recommend it for peace of mind. Reviewed on: 17th June 2026

Excellent service never put your bank details anywhere

Excellent service never put your bank details anywhere Reviewed on: 17th June 2026

I have had a great experience using PayPal.

I have had a great experience using PayPal. Their service is reliable, secure, and very easy to use for both sending and receiving payments. Transactions are processed quickly, and the platform provides excellent buyer and seller protection, giving me peace of mind when making purchases online. What I appreciate most is the value for money. PayPal offers convenient features, strong security measures, and worldwide acceptance, making online payments simple and hassle-free. Their customer support has also been helpful whenever I needed assistance. Overall, PayPal is a trustworthy payment service that delivers excellent value and convenience. I would highly recommend it to anyone looking for a secure and efficient way to manage online transactions. Reviewed on: 17th June 2026

Smart, transparent and stress free

What I love most about PayPal Credit is the transparency. Managing my payments through the app is incredibly intuitive, and having that extra financial breathing room with zero interest for 4 months gives me total peace of mind. It feels less like a traditional credit line and more like a smart shopping assistant. Hands down the best retail finance provider out there. Reviewed on: 17th June 2026

Simple to use and good notifications

Never had an issue, the process for using and information on interest free elements are very clear with great notifications when periods are due to end. Reviewed on: 17th June 2026

Excellent and Easy-to-Use Payment Service

I’ve been using PayPal for my day-to-day transactions, and my experience has been extremely positive. The platform is very easy to use and makes sending and receiving money quick and hassle-free. I especially like the variety of payment options available, which gives me flexibility depending on my needs. Transactions are fast, and I feel confident using it because of its security features. Overall, PayPal has made managing payments much more convenient, and I would definitely recommend it based on my personal experience. Reviewed on: 17th June 2026

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