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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146827)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great for purchasing items that may be returned.

4
Great for purchasing items that may be returned. Notifications would be good when free period ending Reviewed on: 16th June 2026

Great they are the best , well done

5
Great they are the best , well done Reviewed on: 16th June 2026

The safest way to pay.

5
The safest way to pay. Always know im not being scammed if I pay through pay pal. Pay in 3 with no interest its a no brainer. Reviewed on: 16th June 2026

Great service and easy to use.

5
Great service and easy to use. PayPal Credit makes it simple to spread the cost of purchases, and managing payments through PayPal is convenient and straightforward. A useful option for flexible online spending. Reviewed on: 16th June 2026

Super easy to use and reasonable

5
Super easy to use and reasonable Reviewed on: 16th June 2026

Brill Service

5
No issues whatsoever, customer service very helpful. Reviewed on: 16th June 2026

Happy Paypal

5
I like that when I make a purchase, I can slpit the cost over 3 months. Very convenient and great customer service. Reviewed on: 16th June 2026

With my email only I get paid.

5
With my email I get paid. It can’t be easier than that. Reviewed on: 16th June 2026

Have used PayPal online for about 15 years and have...

5
Have used PayPal online for about 15 years and have never had any issues Reviewed on: 16th June 2026

Never had a problems.

5
Never had a problems. Transactions have always been easy to do Reviewed on: 16th June 2026

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