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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86537 reviews)

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4.90

Based on 86,537 reviews, last reviewed 26th Apr 2026

1648650% increase in 5 star reviews

in the past 90 days

4650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fast and easy Fast and easy to sort ,hassle free payments . Would recommend Reviewed on: 26th April 2026

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86537)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit review

I use PayPal credit to pay for holidays and flights and find it very handy Reviewed on: 21st April 2026

Customer service is not active and you will need to...

Customer service is not active and you will need to struggle to contact them for any issue. Reviewed on: 21st April 2026

Very easy to use and convienient.

Very easy to use and convienient. The 4 month 0% credit is handy too Reviewed on: 21st April 2026

Always gives me a useful and valued service with ple...

Always gives me a useful and valued service with plenty of offers and time Reviewed on: 21st April 2026

So far so good.

So far so good. I like the 4 months credit zero interest flexibility. Reviewed on: 21st April 2026

Support has been very helpful when I’ve reached out...

Support has been very helpful when I’ve reached out and the credit card is a great plus Reviewed on: 21st April 2026

9/10 almost perfect

Really great.. no problems so far.. customer service is great just wish communication was easier to find in the app…. Like a really obvious button Reviewed on: 21st April 2026

Easy and safer way to pay for my items, spreading th...

Easy and safer way to pay for my items, spreading the cost of my purchases Reviewed on: 21st April 2026

Great brand, seamless interface easy terms.

Great brand, seamless interface easy terms. Clear terms and conditions and great comms Reviewed on: 21st April 2026

PayPal Credit Account review

I’ve had a really good experience using PayPal for online shopping. It feels secure because I don’t have to share my card details with every website, and their buyer protection gives extra peace of mind. What really helped me is the option to pay in installments. Sometimes they offer interest-free plans where you can split payments into 3, 6, or even 12 months. This made it much easier for me to afford higher-cost household items without paying everything upfront. It’s especially helpful when you’re on a tight budget but still need to make important purchases. As long as you manage the payments properly, it’s a very useful and flexible option Reviewed on: 21st April 2026

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