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PayPal: PayPal Credit reviews

4.73
Based on 145,221 reviews, last reviewed 25th Jun 2026
4338900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026
Michael Redfearn 's avatar
Michael Redfearn

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145371)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to manage

5
Easy to manage. Great service as you can use PayPal everywhere Reviewed on: 15th June 2026

Cash is king !

4
Its very easy to follow, great app and easy to pay off ! Reviewed on: 15th June 2026

I’ve used it for years and I love it

5
I’ve used it for years and I love it Reviewed on: 15th June 2026

Helpful staff when have an issue easily resolved and...

5
Helpful staff when have an issue easily resolved and go beyond Reviewed on: 15th June 2026

PayPal is very easy to use once set up and feels a v...

5
PayPal is very easy to use once set up and feels a very safe option to use! Reviewed on: 15th June 2026

User friendly, have used for years with no issues.

5
User friendly, have used for years with no issues. Helped me with many purchases and spreading cost. Reviewed on: 15th June 2026

Good customer service

4
Whenever I have a question. PayPal is easy to use and reach a real person to answer all my queries in detail. Reviewed on: 15th June 2026

Great customer service and trusted company

5
I've always had great customer service from PayPal no matter how small the issue is,I use PayPal for all my online purchases ,and find it's totally safe and secure ,I trust PayPal 100% and highly recommend. Reviewed on: 15th June 2026

Satisfaction every time!

5
Using PayPal is so straightforward, quick and easy to use that I use it as often and where ever as I can! Reviewed on: 15th June 2026

I use Paypal as my main banking facility now as it i...

5
I use Paypal as my main banking facility now as it is easy to use and a lot less hassle than banking apps Reviewed on: 15th June 2026

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