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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146733)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easier than other credit providers

5
Easier than other credit providers Reviewed on: 16th June 2026

Prompt service with excellent customer service.

5
Prompt service with excellent customer service. Highly recommend Reviewed on: 16th June 2026

I have used PayPal for a very long time and use it a...

5
I have used PayPal for a very long time and use it as my preferred method of payment as I know I can trust them. Reviewed on: 16th June 2026

It’s a great company very helpful and very good for...

5
It’s a great company very helpful and very good for purchasing things Reviewed on: 16th June 2026

Easy to use

5
Easy to use, any issues ive had with retailers have been very quickly resolved by PayPal Reviewed on: 16th June 2026

Easy to use which is always really helpful and most...

5
Easy to use which is always really helpful and most importantly most places accept. The pay in 3 is a really good way to pay things off quicker Reviewed on: 16th June 2026

Feeling secure

5
Just feel safe paying with PayPal as if anything goes wrong your there to help Reviewed on: 16th June 2026

Service is very good any questions answered alway wi...

5
Service is very good any questions answered alway wiling to help and call back if needed Reviewed on: 16th June 2026

PayPal always helped me in my needs .

5
PayPal always helped me in my needs . Reviewed on: 16th June 2026

It's straightforward and easy to use.

5
It's straightforward and easy to use. I'm Happy with promotional offers too. Reviewed on: 16th June 2026

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