Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83569 reviews)

View other PayPal products

4.90

Based on 83,569 reviews, last reviewed 24th Apr 2026

3022500% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love the ease of use and pay in 3 system! Love the ease of use and pay in 3 system!!! Reviewed on: 24th April 2026

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (83569)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy and quick

I’ve used PayPal to share money with friends, pay for goods, pay in 3 and pay with credit. Always flawless, quick and easy Reviewed on: 19th April 2026

PayPal is the best!

Since having PayPal, I have had a great experience with both the services and payment flexibility Reviewed on: 19th April 2026

Very good experience, credit and debit both flawless.

Very good experience, credit and debit both flawless. Reviewed on: 19th April 2026

No problem paypal

Paypal is easy to use safe and fast and is always ready to help if you have a problem with a seller, it will contact them for you and try to solve the problem quickly Reviewed on: 19th April 2026

I enjoy using paypal, it’s easy to use, I feel secur...

I enjoy using paypal, it’s easy to use, I feel secure purchasing through paypal Reviewed on: 19th April 2026

Reusable credit, slow when paying

PayPal credit is great though payments towards the balance take a while to be taken Reviewed on: 19th April 2026

friendly, helpful, good information on my account an...

friendly, helpful, good information on my account and support. Reviewed on: 19th April 2026

Never had any issues, smooths, versatile and easy to...

Never had any issues, smooths, versatile and easy to use Reviewed on: 19th April 2026

Excellent service, always feel safer using paypal fo...

Excellent service, always feel safer using paypal for transactions Reviewed on: 19th April 2026

PayPal - Your Forever Friend

I just love PayPal, getting the extra time to pay for something gives me so much peace of mind especially with the cost of living rising as much as it does and you need to get a special gift for someone and you know you can rely on PayPal to give you more time to pay without any added costs Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38318 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub