Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 83,868 reviews, last reviewed 24th Apr 2026
3050500% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great system, protection and customer service Great system, protection and customer service Reviewed on: 24th April 2026
Warren's avatar
Warren

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (83868)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always great service I can shop at all the brands th...

5
Always great service I can shop at all the brands that I need to easy to use Reviewed on: 19th April 2026

I would say I have had a positive experience with Pa...

5
I would say I have had a positive experience with PayPal Credit. I like that I can pay off larger transactions over several months. I love that I can now use PayPal Credit in stores with the introduction of the physical credit card. I think the user interface could be a little clearer at times, as I find it is not always easy to see what transactions have been made and what is due when etc. Reviewed on: 19th April 2026

Great love PayPal

5
Great love paypal no interest pay instalments easy to use Reviewed on: 19th April 2026

The best. So helpful and reliable and easy yo use.

5
So helpful and reliable and easy yo use. I use PayPal online as I like the security it gives me when buying online. Reviewed on: 19th April 2026

It’s just so useful.

5
PayPal is just easy to use. And trustworthy. Plus I can use the credit offer to purchase food close to payday etc. Reviewed on: 19th April 2026

PayPal Credit recommendation

5
Easy to use App, making payments using PayPal Credit with ease. Good communication with email reminders when payments are due. Reviewed on: 19th April 2026

Reliable easy to use APP.

5
Reliable easy to use APP. Deals with problems swiftly Reviewed on: 19th April 2026

I have been using it and it has been great help!

5
I have been using it and it has been great help! Reviewed on: 19th April 2026

Very useful.

5
Very useful. Definatly recommend Reviewed on: 19th April 2026

Problems are quickly solved if i phone customer service

4
Problems are quickly solved if i phone customer service Reviewed on: 19th April 2026