Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146561 reviews)

View other PayPal products

4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146561)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always had a positive experience and the pay in 3 is...

Always had a positive experience and the pay in 3 is a great help with bigger purchases Reviewed on: 16th June 2026

Great if I’d like to pay in installments, helps to d...

Great if I’d like to pay in installments, helps to distribute the cost. Reviewed on: 16th June 2026

I have just have good service whenever dealing with...

I have just have good service whenever dealing with Paypal Reviewed on: 16th June 2026

Really good hand helped me a lot.

Really good hand helped me a lot. Easy to use Reviewed on: 16th June 2026

Easy to use and very fast operation

Easy to use and very fast operation Reviewed on: 16th June 2026

Never had issues with paypal and every time I had or...

Never had issues with paypal and every time I had order issues,they have been most helpful Reviewed on: 16th June 2026

Confidence secure payment easy facilities

Confidence secure payment easy facilities Reviewed on: 16th June 2026

I like being able to pay later and save money

I like being able to pay later and keep my money in my account earning interest. It effectively adds an extra discount on my purchases. Reviewed on: 16th June 2026

Very easy to use and it is a life saver.

Very easy to use and it is a life saver... Reviewed on: 16th June 2026

I’ve used pay pal credit for around 5 years it’s suc...

I’ve used pay pal credit for around 5 years it’s such a good way of getting things on the priceyer side and paying up. Reviewed on: 16th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78072 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub