Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146554 reviews)

View other PayPal products

4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146554)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use and recommended

Very easy to use and be sure that payments will be made. I have already recommended to several friends. Reviewed on: 16th June 2026

resolution centre is ok but maybe a live chat option...

resolution centre is ok but maybe a live chat option may work Reviewed on: 16th June 2026

I really like PayPal and it helps me purchase items...

I really like PayPal and it helps me purchase items I wouldn’t normally be able to afford . There are a lot of retailers subscribed to PayPal so you definitely have a great choice . In fact o would only choose a retailer who accepts PayPal as an optional payment method. Reviewed on: 16th June 2026

Never fails.

Never fails. Works perfectly. It's fool proof. Reviewed on: 16th June 2026

convenient, useful, easy to use

It's really convenient, useful, easy to use Reviewed on: 16th June 2026

Using PayPal.

Using PayPal.credit is so easy and makes it possible to secure most things on eBay at the touch of a button on your phone Reviewed on: 16th June 2026

It is safe and it easy to talk to customers services.

It is safe and it easy to talk to customers services.and it give you same time to pay later!! Reviewed on: 16th June 2026

Great service from PayPal, always reliable.

Great service from PayPal, always reliable. 100% recommend. Reviewed on: 16th June 2026

Excellent support

0% interest for four months and also Pay in 3 plans are so helpful when you want to buy something or service which is expensive. I think it’s a great service. Reviewed on: 16th June 2026

Very helpful

Very helpful in increasing purchasing power and secure. Reviewed on: 16th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78066 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub