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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84018 reviews)

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4.90

Based on 84,018 reviews, last reviewed 24th Apr 2026

3064300% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Just a perfect experience. Just a perfect experience. Using PayPal is flawless and really helpful. Everything is so easy. Finance as it should be. Reviewed on: 24th April 2026

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84018)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PP is easy to use.

Easy to use and transaction goes smoothly. Reviewed on: 20th April 2026

I have really good cash flow management.

I have really good cash flow management. Zero procent for 4 months. It's incredibly efficient. Reviewed on: 20th April 2026

Zydrune Gumbyte

very convenient, and there is an opportunity to fulfill more plans Reviewed on: 20th April 2026

I have always used PayPal as I find it safe and secu...

I have always used PayPal as I find it safe and secure, if there are any issues regarding payment with companies not refunding then you can rely on PayPal to get your refund if you are owed it without any bias, Pay Pal will investigate. Reviewed on: 20th April 2026

Top service

Pay is very easy with paypal I recommend Reviewed on: 20th April 2026

Always reliable and professional!

Always reliable and professional! Reviewed on: 20th April 2026

Convenient, flexible and easy to manage

I’ve been using PayPal Credit for some time now and it has made managing my spending much easier. The setup was quick and straightforward, and everything is clearly presented in the app, which I really appreciate. What stands out the most is the flexibility to spread the cost of purchases when needed. It’s very helpful for larger expenses and gives me peace of mind without feeling overwhelming. I also like how transparent it is — I can always see what I owe and when payments are due. The app itself is simple and user-friendly, and notifications help me stay on track. I’ve had a good experience with customer support as well, they were helpful when I needed assistance. If I had to mention one small improvement, it would be clearer communication around certain fees or terms, just to make everything even more transparent. Overall, it’s a reliable and convenient option that I feel comfortable using and would recommend to others. Reviewed on: 20th April 2026

I use Paypal for virtually all my online purchases w...

I use Paypal for virtually all my online purchases where available. It gives me peace of mind that my bank details are now given out and I know that if the seller is fraudulent I can make a claim easily with Paypal. I also have Paypal credit which gives me 4 months 0% so great for bigger purchases without the big credit card bills of others. Love it and highly recommend Reviewed on: 20th April 2026

I find PayPal very reliable.

I find PayPal very reliable. I have made the best transactions with them so far. Reviewed on: 20th April 2026

Review for paypal credit.

I have really enjoyed using not only the credit but peace of mind when shopping online at anytime. I have also used your customer service agent and tgey were very helpful and patient with me.. Reviewed on: 20th April 2026

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