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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84301 reviews)

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4.90

Based on 84,301 reviews, last reviewed 24th Apr 2026

3091100% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, most discreet way of transferring money. Easy to use, most discreet way of transferring money. Reviewed on: 24th April 2026

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84301)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Not terrible, but could definitely be better

I’ve used PayPal Credit for a while now and it’s been okay overall, but it’s not without its issues. It’s convenient having the option there, especially for spreading the cost of things, and it’s easy enough to use through PayPal which I already use regularly. That said, it can feel a bit unclear at times, especially around how things are structured or explained. The way payments and interest work isn’t always as straightforward as it could be, and I think that could be improved quite a bit. Customer support is hit and miss too. Sometimes it’s fine, other times it feels like you’re not really getting a clear answer which can be frustrating when you’re trying to sort something quickly. Overall, it does the job and I still use it, but there’s definitely room for improvement in terms of clarity and support. Reviewed on: 20th April 2026

Always good, helpful team at other end of phone

Always good, helpful team at other end of phone Reviewed on: 20th April 2026

Excellent

Easy to use, very helpful, lots of options. Reviewed on: 20th April 2026

Best service can’t complain will recommend anytime

Specially PayPal credit All ways comes handy when in needs over all happy with the service doing good job will recommend anytime Reviewed on: 20th April 2026

Always using PayPal as ots the safest method of paym...

Always using PayPal as ots the safest method of payment quick and easy plus using pay in 3 helps when I'm waiting of pay day Reviewed on: 20th April 2026

Paypal is very user friendly

Paypal is very user friendly and helps me manage my money effectively. I trust paypal to ensure and payments are made securely. Reviewed on: 20th April 2026

Good always helpful when needed will continue to use

Good always helpful when needed will continue to use Reviewed on: 20th April 2026

Easy to use

Easy to use and paypal credit card is a good addition Reviewed on: 20th April 2026

Simple, quick and safe transactions

Paying with PayPal is simple, quick and gives you an extra layer of security. Customer service are excellent, very polite and have always sorted my inquiry. Reviewed on: 20th April 2026

Helped me manage my finances

Helped me manage my finances by reducing credit limits Reviewed on: 20th April 2026

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