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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146518)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fantastic very pleased and impressed

5
Fantastic very pleased and impressed Reviewed on: 16th June 2026

Easy transactions, excellent service

5
Easy transactions, excellent service Reviewed on: 16th June 2026

Highly recommend...

5
Highly recommend have used it for hotel breaks away, white goods. ticketmaster. A great thing to have. It simple easy to use reliable and safe. Wouldn't be without. Reviewed on: 16th June 2026

Simple and easy to use

5
Simple and easy to use. It gives you an extra layer of security on your purchases so Its a no brainer really. I had some fraudulent transaction which were refunded and investigated quickly by their excellent customer support. I will always use PayPal! Reviewed on: 16th June 2026

Use it all the time very easy and convenient

5
Use it all the time very easy and convenient Reviewed on: 16th June 2026

Always easy transactions,safe transactions and good...

5
Always easy transactions,safe transactions and good customer service! Reviewed on: 16th June 2026

Security

5
PayPal is very secure to use and allows you to spread the cost of your purchases and pay later Reviewed on: 16th June 2026

Never let me down, always 100% accurate and never ha...

5
Never let me down, always 100% accurate and never have any issues with Paypal Reviewed on: 16th June 2026

I like their credit program with rewards and points.

5
I like their credit program with rewards and points. Reviewed on: 16th June 2026

PayPal Pay in 4.

5
PayPal Pay in 4 is quick, easy to set up, and makes larger purchases more manageable. The app is straightforward to use, payments are clearly scheduled, and I’ve had a good experience using it Reviewed on: 16th June 2026

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