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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144810 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144810)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I love how easy and simple PayPal is

I love how easy and simple PayPal is to use, and to navigate. PayPal is also a great company for mending any errors, or providing any support you may need. They do it quickly and assuringly. Reviewed on: 15th June 2026

Paypal is perfect

Paypal is perfect, it's simple, secure and the best way to buy online. Reviewed on: 15th June 2026

Very good service and very prompt

Very good service and very prompt Reviewed on: 15th June 2026

Always reliable, it’s never let me down, I use PayPa...

Always reliable, it’s never let me down, I use PayPal a lot because of these things Reviewed on: 15th June 2026

Good service

Very reliable provider and I recommend them Reviewed on: 15th June 2026

When you might love PayPal more than your mum!

From start to finish being a customer with PayPal for as long as I can remember , from the bad experiences with fraudulent activity and then shining with the support to make sure I'm protected , to always being a pleasant and smooth process to use .Pay pal is my go to , I feel safe ,and great value for money when using PayPal credit . Reviewed on: 15th June 2026

Helpful with spreading costs

It is easy to use and I have had no problems with using the facility at both ends when using the credit option and when paying off the balance. It is a good way of spreading the costs of larger or more expensive items Reviewed on: 15th June 2026

Makes me feel safe when buying online , an always b...

Makes me feel safer when buying online , an always been helpful Reviewed on: 15th June 2026

Safe and easy to use

PayPal is easy to use and I feel like its a safer way to pay for things due to being able to do something if an item is not received Reviewed on: 15th June 2026

All good.

All good. Never had a problem being accepted or paying via this option. Reviewed on: 15th June 2026

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