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PayPal: PayPal Credit reviews

4.90
Based on 84,557 reviews, last reviewed 24th Apr 2026
3114700% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excelent service I love using PayPal. It is easy to use for personal life and for business as well. I use almost daily PayPal and it is always easy to use anywhere I a... Read more Reviewed on: 24th April 2026
Elena D S's avatar
Elena D S

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026
Craig A's avatar
Craig A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84557)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very consistent.

5
Very consistent. No problems with transactions. Reviewed on: 20th April 2026

Excellent purchase option

5
Very easy to keep track on balance Reviewed on: 20th April 2026

Never had a problem feel secure paying this way

5
Never had a problem feel secure paying this way Reviewed on: 20th April 2026

PayPal is so conviient and easy to make payments and...

5
PayPal is so conviient and easy to make payments and manage transactions Reviewed on: 20th April 2026

It experiences is easy and reliable

5
It experiences is easy and reliable Reviewed on: 20th April 2026

Safe, secure & easy to use!

5
Easy to set up & use. Great options for repaying. Feel much safer using PayPal to shop online. Also if any problems with purchases, PayPal are there to help & sort things out very quickly. I am a real fan of PayPal & have recommended it to many friends & family members. Reviewed on: 20th April 2026

Easy to use and widely available

5
Easy to use and widely available Reviewed on: 20th April 2026

Satisfactory

4
Satisfactory, with good service. Reviewed on: 20th April 2026

Brilliant customer service and just a great app and...

5
Brilliant customer service and just a great app and highly recommend to friends and family Reviewed on: 20th April 2026

Get it when you want it with PayPal

5
I think PayPal should make sure that money is taken from direct debit accounts on the same day that they say the payment is due. I recently had a big problem when a payment was taken from my account several days after it was supposed to be due. I think it would save PayPal a lot of they implemented same day due with actually taking the payment. For everything else, PayPal has been excellent. You can get it when you want it with PayPal. Reviewed on: 20th April 2026