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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146444)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Lively amazing app so nice love it

5
Lively amazing app so nice love it Reviewed on: 16th June 2026

PayPal is easy to use.

5
PayPal is easy to use. You get help with everything you need they are easy to talk to and so helpful. If you get scammed they help you every step of the way in getting your money back and keeping you safe. Reviewed on: 16th June 2026

Great Experience

5
Never had any issues, simple to use and keep track of! I love that everything’s in the same app and I can earn points from my purchases. Reviewed on: 16th June 2026

PayPal works for me

5
Easy to navigate, secure, stress free transaction processing Reviewed on: 16th June 2026

Very easy to use, very secure, great when buying onl...

5
Very easy to use, very secure, great when buying online or sending money to friends, especially if from a different country Reviewed on: 16th June 2026

Good service and easy to use

5
I like that PayPal offers the interest free credit service, it’s easy to use and set up a direct debit to pay it off. Reviewed on: 16th June 2026

Excellent

5
Good experience I like it and I’m enjoying Reviewed on: 16th June 2026

Paypal credit is great, really happy with it.

5
Paypal credit is great, really happy with it. App is so easy to use, everything is set out well. Very happy with the overall service paypal provides. Reviewed on: 16th June 2026

Great experience

4
Very good experience. It helps many people to be able to buy their items in 4 monthly installments without interest. Reviewed on: 16th June 2026

Good Experience with PayPal Credit

5
Had a good experience using PayPal Credit for the first time and friends use it as well. Terms and details are listed clearly when applying, the whole application process is simple and straightforward. I’d recommend my other friends to consider PayPal Credit when planning their financials. Reviewed on: 16th June 2026

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