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PayPal: PayPal Credit reviews

4.90
Based on 87,194 reviews, last reviewed 27th Apr 2026
1679050% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paying in 3 Paying in 3 installments is perfect for unexpected bills to spread the costs Reviewed on: 27th April 2026
Craig 's avatar
Craig

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (87194)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

New, easier ways of accessing credit

5
I have relied on PayPal for several years, and have seen them make increasing efforts to remain aligned with the changing global market, creating new ways of accessing credit. Reviewed on: 22nd April 2026

Quick and easy to use and very convenient

5
Quick and easy to use and very convenient Reviewed on: 22nd April 2026

Have been using PayPal for years, never had a bad ex...

5
Have been using PayPal for years, never had a bad experience Reviewed on: 22nd April 2026

Always there to save the day and always reliable whe...

5
Always there to save the day and always reliable when im short in money Reviewed on: 22nd April 2026

Love Paypal!!

5
I’ve used PayPal for many years and always found their services to be so convenient and easy. They solve any problem for you in minutes and are so helpful and friendly! Love PayPal!!! Reviewed on: 22nd April 2026

I find paypal so easy and efficient to use.

5
I find paypal so easy and efficient to use. Quick easy and safe. Reviewed on: 22nd April 2026

Dealing with PayPal is hustle free and easy.

5
Dealing with PayPal is hustle free and easy. Customer service is excellent. Communication is great, Reviewed on: 22nd April 2026

A great way to access credit quickly.

5
A great way to access credit quickly. I’ve found it really useful to pay for things and spread the cost interest free. Reviewed on: 22nd April 2026

Best payment for online purchases

5
I love using PayPal credit, my best payment option when paying online purchases. Easy to use and I love the fact that I’m always earning points with every spending. Reviewed on: 22nd April 2026

Paypal, help you make payment and spread the cost

5
Paypal, help you make payment and spread the cost Reviewed on: 22nd April 2026