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PayPal: PayPal Credit reviews

4.90
Based on 87,348 reviews, last reviewed 27th Apr 2026
1686300% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good!! Except for the scammers. I always choose PayPal as my payment option, because it is trustworthy. PayPal only needs to be more aware of the companies that set up shop to pay be... Read more Reviewed on: 27th April 2026
Ingrid O's avatar
Ingrid O

Latest lowest rating:

1

PayPal credit helped when time's were hard allowing... PayPal credit helped when time's were hard allowing an extra option to help pay for essentials and able to pay back at a later date Reviewed on: 27th April 2026
Stephanie J's avatar
Stephanie J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (87348)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Love PayPal.

5
Love PayPal. When I have a lot of purchases and not enough money, I can split in 3 and that helps with my budgeting. Reviewed on: 22nd April 2026

Couldn’t recommend it enough!! 10/10

5
Used paypal for years. Never had an issue. Good service rates & fees. Reviewed on: 22nd April 2026

Been using paypal for almost 10 years now and there...

5
Been using paypal for almost 10 years now and there has been NO problem at all Reviewed on: 22nd April 2026

Satisfied customer

5
I use PayPal for my purchases including pay in 3 option as well as PayPal credit. I’m always very happy with this service and highly recommend it. Reviewed on: 22nd April 2026

Great service, safe and convenient to use

5
Great service, safe and convenient to use Reviewed on: 22nd April 2026

Hassle free app

5
Very easy to use and navigate the app and always somebody to help if I have any queries. System makes it easy to spread payments with no interest. Reviewed on: 22nd April 2026

Paypal credit has been very easy and very helpful.

5
Paypal credit has been very easy and very helpful. Reviewed on: 22nd April 2026

Amazing benefits, makes online payments smooth and easy

5
Amazing benefits, makes online payments smooth and easy Reviewed on: 22nd April 2026

Easy to use .

5
Easy to use . And very helpful deals and offers Reviewed on: 22nd April 2026

I like that you can pay in 4 and I think it’s easy t...

5
I like that you can pay in 4 and I think it’s easy to manage the app, sometimes it crashes and I have problems with it going through and I don’t like that it takes so long to take a payment from your bank but other than that it’s great Reviewed on: 22nd April 2026