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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144803 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144803)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Helps manage my money a lot easily !

Helps manage my money a lot easily ! Reviewed on: 15th June 2026

Convenient, fast and reliable service 10/10

Convenient, fast and reliable service 10/10 Reviewed on: 15th June 2026

Great services!!!!!!

It’s a good service to use, easily used! Reviewed on: 15th June 2026

Flexibility is value for money

I haven't had a lot of experience dealing with PayPal customer service but what experience I have had has been good. PayPal credit is a very flexible way to pay and definitely provides value for money Reviewed on: 15th June 2026

Had signed up for payments over a set period and ful...

Had signed up for payments over a set period and full amount was taken in one go. Reviewed on: 15th June 2026

Great customer service.

Great customer service. I recommend PayPal to my friends and family. Reviewed on: 15th June 2026

Always had good experiences using PayPal.

Always had good experiences using PayPal. Have been using PayPal for a long time. Safe and secure way to pay for all purchases Reviewed on: 15th June 2026

I've had a very positive experience with PayPal Credit.

I've had a very positive experience with PayPal Credit. It makes larger purchases more manageable by allowing flexible payments. The application process was quick and straightforward, and managing the account is simple through PayPal. Payments are processed smoothly, and the service has been reliable and convenient. Reviewed on: 15th June 2026

Helpful, reliable and convenient when you need it.

Helpful, reliable and convenient when you need it. Reviewed on: 15th June 2026

Excellent service , easy to use app

Excellent service , easy to use app Reviewed on: 15th June 2026

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