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PayPal: PayPal Credit reviews

4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146345)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent service

5
Excellent service, app is easy to use, customer service is exceptional Reviewed on: 15th June 2026

Simple & easy

5
PayPal has always been straight forward to use & provide excellent in & out transactions Reviewed on: 15th June 2026

Its been a good experience with paypal

5
Its been a good experience with paypal Reviewed on: 15th June 2026

I use PayPal for almost all my purchases.

5
I use PayPal for almost all my purchases. They are very easy to use and straightforward. I also love the protection they provide for buys. Reviewed on: 15th June 2026

Very good and easy to access .

5
Very good and easy to access .Trust the platform Reviewed on: 15th June 2026

good service

4
good service, good fast, good relief Reviewed on: 15th June 2026

I can pay anytime and anywhere and I can pay a littl...

5
I can pay anytime and anywhere and I can pay a little for month Reviewed on: 15th June 2026

Easy to follow payment plans with reminders, an easy...

5
Easy to follow payment plans with reminders, an easy way to afford things you normally wouldnt Reviewed on: 15th June 2026

Easy to use!

4
Easy to use! Great customer service support! Reviewed on: 15th June 2026

I like PayPal, have absolutely no issues with using...

4
I like PayPal, have absolutely no issues with using it except for the QR code not working sometimes which is annoying but other than that it's great. Reviewed on: 15th June 2026

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