Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 84,783 reviews, last reviewed 25th Apr 2026
3135100% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Always good and informative whenever I have an issue or question regarding my credit account. They go above and beyond to ensure you get the ins and o... Read more Reviewed on: 25th April 2026
Kieran Kouichi Yau's avatar
Kieran Kouichi Yau

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84783)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal credit for convenience

5
I use PayPal credit for convenience Reviewed on: 20th April 2026

Great and safe, always recommend PayPal

5
Great and safe, always recommend PayPal Reviewed on: 20th April 2026

big thank you from me

4
Been here since day 1 never let me down thank you for your service PayPal Reviewed on: 20th April 2026

any problem just phone them they will sort done it f...

5
any problem just phone them they will sort done it for me many times Reviewed on: 20th April 2026

Simply easy app to operate & information is great.

5
Simply easy app to operate & information is great. Reviewed on: 20th April 2026

Very Helpful payment method with excellent service f...

5
Very Helpful payment method with excellent service for many years Reviewed on: 20th April 2026

Paypal is easy and convenient.

5
Paypal is easy and convenient. Helpful customer service and quick resolution and guidance Reviewed on: 20th April 2026

Quick access to many, good communication, easy to us...

5
Quick access to many, good communication, easy to use the app, friendly staff and service. Reviewed on: 20th April 2026

SOO HELPFUL - THANK YOU

5
Its great - to fall on and you can make little payments as possible if needed or you can create your own little plan when your going to give the money back. Reviewed on: 20th April 2026

It's safe to use and interest rates are low if I pay...

5
It's safe to use and interest rates are low if I pay off the balance, quick to send in payments Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 38822 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
    View all products