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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87535 reviews)

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4.90

Based on 87,535 reviews, last reviewed 27th Apr 2026

1694700% increase in 5 star reviews

in the past 90 days

4850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great Experiance Great experience ever time I use PayPal for online purchases never lets me down when I need it even when spreading the costs over time Reviewed on: 27th April 2026

Latest lowest rating:

1

Over charged on my recent holiday booking -Advisor r... Over charged on my recent holiday booking -Advisor refused to help or listen Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (87535)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

For some reason last year my monthly direct debit wa...

For some reason last year my monthly direct debit was cancelled and I did not realise! This lead me to make a late payment which as now damaged my credit score!!! It took me ages to get the DD set up again! It was not easy Reviewed on: 22nd April 2026

A very good experience and friendly to use

A very good experience and friendly to use Reviewed on: 22nd April 2026

PayPal 100%

PayPal safe , efficient , excellent easy to use . Trustworthy Reviewed on: 22nd April 2026

Been a loyal servant for 20 years!

Been a loyal servant for 20 years!!!!! Reviewed on: 22nd April 2026

PayPal is incredibly seamless.

Using PayPal was incredibly seamless. The interface is intuitive, and I was able to complete my transaction in seconds without having to dig out my credit card. It makes online shopping much faster and stress-free Reviewed on: 22nd April 2026

Great overall experience and support

Great overall experience and support Reviewed on: 22nd April 2026

Paying for my new phone reasonable over 18 months.

Paying for my phone reasonable over 18 months. everything is straightforward (as the payments are taken from my card through the PayPal app). Easy to set up, easy to manage payments, no problems experienced. If only all banking was easy! Reviewed on: 22nd April 2026

Always a great service to use love the 0% interest o...

Always a great service to use love the 0% interest on over three payments and easy to raise disputes with refunds and any outstanding monies Reviewed on: 22nd April 2026

I’ve not had any poor experiences while using PayPal...

I’ve not had any poor experiences while using PayPal credit, it’s simple to use and efficient too, I use mostly for eBay purchases Reviewed on: 22nd April 2026

I use PayPal for most of my online shopping.

I use PayPal for most of my online shopping. It is very easy to use. I occasionally use the pay in 3 option which gives me a greater flexibility for larger purchases. Reviewed on: 22nd April 2026

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