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PayPal: PayPal Credit reviews

4.90
Based on 84,798 reviews, last reviewed 25th Apr 2026
3136600% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy pay in 3 way ahead of the best... Really easy pay in 3 way ahead of the best of them Reviewed on: 25th April 2026
Paul B's avatar
Paul B

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84798)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Swift and straightforward.

5
Swift and straightforward. Excellent Reviewed on: 20th April 2026

Great and practical

5
Easy to navigate site. Allows you to use either pay in 3 or PayPal credit. Interest rates are very good if you haven't paid what needs paying, by the due date Reviewed on: 20th April 2026

Unmatched

5
PayPal has always been my go to when shopping online never had any issue, whenever I feel uncertain about shopping with a retailer I don’t know I always use PayPal because I know they’ll back me if the seller isn’t legit Reviewed on: 20th April 2026

The best

5
The best experience, checkout quick have access to different credit options Reviewed on: 20th April 2026

Easy to use and free credit offers

5
Easy to use and free credit offers Reviewed on: 20th April 2026

I use PayPal credit for convenience

5
I use PayPal credit for convenience Reviewed on: 20th April 2026

Great and safe, always recommend PayPal

5
Great and safe, always recommend PayPal Reviewed on: 20th April 2026

big thank you from me

4
Been here since day 1 never let me down thank you for your service PayPal Reviewed on: 20th April 2026

any problem just phone them they will sort done it f...

5
any problem just phone them they will sort done it for me many times Reviewed on: 20th April 2026

Simply easy app to operate & information is great.

5
Simply easy app to operate & information is great. Reviewed on: 20th April 2026