Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84816 reviews)

View other PayPal products

4.90

Based on 84,816 reviews, last reviewed 25th Apr 2026

3138300% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal has helped me when I needed it PayPal has helped me when I needed it Reviewed on: 25th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84816)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy , secure and convenient payment

Paypal is very convenient to use for any kind of purchases and also provides good pay later options like pay in 3 and paypal credit . It also feela very secure to pay via paypal knowing that my card details etc are not being shared. Reviewed on: 20th April 2026

Quality service

All payments have all went through without any issues had only 1 issue with a seller which is being dealt with ... Reviewed on: 20th April 2026

Paypal is so easy to use.

Paypal is so easy to use. Has given me flexibility with my finances. I use Paypal weekly as I feel it a safe and secure way to pay for things. Very happy. Reviewed on: 20th April 2026

Online payment

Good one, i am using for almost every online payments Reviewed on: 20th April 2026

PayPal makes life easier

PayPal makes online payments quick and stress‑free. It’s easy to use, secure, and works smoothly across apps and websites. A reliable choice for everyday transactions. Reviewed on: 20th April 2026

It’s a seamless experience.

It’s a seamless experience. The app is very easy to navigate and the customer service is prompt to resolve queries Reviewed on: 20th April 2026

Very good Im happy to pay by PayPal

Very good Im happy to pay by PayPal Reviewed on: 20th April 2026

short term lending...

Quick and easy and god facility for short term lending Reviewed on: 20th April 2026

Swift and straightforward.

Swift and straightforward. Excellent Reviewed on: 20th April 2026

Great and practical

Easy to navigate site. Allows you to use either pay in 3 or PayPal credit. Interest rates are very good if you haven't paid what needs paying, by the due date Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38837 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub