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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732484166636310568 (144739 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144739)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and helpful when needing to spread the c...

Easy to use and helpful when needing to spread the costs. Reviewed on: 14th June 2026

Really handy easy to use service which is secure and...

Really handy easy to use service which is secure and offers a lot of freedom and flexibility Reviewed on: 14th June 2026

I’ve been using PayPal for years and have never once...

I’ve been using PayPal for years and have never once had the app stop working like other banking services cough cough. It’s super easy to use and it’s great for sending money to friends, transferring money into and out of as well as the credit card available with the device as well Reviewed on: 14th June 2026

Effective efficiency and quick.

Effective efficiency and quick. Used for several years and has always been reliable Reviewed on: 14th June 2026

Easy app to track your spending and payments

Easy app to track your spending and payments Reviewed on: 14th June 2026

I like the pay in 3 and 0% for 4...

I like the pay in 3 and 0% for 4 months Reviewed on: 14th June 2026

It helps to manage transactions easily worry free

It helps to manage transactions easily worry free Reviewed on: 14th June 2026

So easy to apply.

So easy to apply. Great customer service Reviewed on: 14th June 2026

PAYPAL IS THE BEST

can always count on paypal for the best customer service and co operation for any issue i have Reviewed on: 14th June 2026

Convenient way to pay for items interest free over a...

Convenient way to pay for items interest free over a few months as long as you pay in full by the end of the offer period. Reviewed on: 14th June 2026

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