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PayPal: PayPal Credit reviews

4.90
Based on 85,026 reviews, last reviewed 25th Apr 2026
3158300% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply convenient and trustworthy second to none Simply convenient and trustworthy second to none secure and fast Reviewed on: 25th April 2026
Thomas P's avatar
Thomas P

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026
Brucie's avatar
Brucie

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85026)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very helpful team.

5
Very helpful team. Always willing to help. Reviewed on: 20th April 2026

Always easy to use and easy to pay back

5
Always easy to use and easy to pay back Reviewed on: 20th April 2026

Easy for an OAP

5
So easy to use I feel it’s much better than a credit card, they seem to up and up your credit limit with no regards to your financial position Reviewed on: 20th April 2026

Paypal helps me run my finances.

5
The process of using Paypal has been a useful one. I have been able to orgainse financial payments and transactions the have helped be manage my money efficiently and effectively. Reviewed on: 20th April 2026

I just love it as i am using time yo...

5
I just love it as i am using time yo yime Reviewed on: 20th April 2026

Great service which I use again and again and again

5
Great service which I use again and again and again Reviewed on: 20th April 2026

A very useful card with the full protection of PayPa...

5
A very useful card with the full protection of PayPal which is valued Reviewed on: 20th April 2026

Paypal in 3 - Easy and Secure - Innovative way to pa...

5
Paypal in 3 - Easy and Secure - Innovative way to pay with Credit Reviewed on: 20th April 2026

The flexibility of PayPal

5
The flexibility to buy expensive gear with a four-month interest-free instalment plan or spread the cost over a year or two for a reasonable interest fee makes all financial stress manageable. Reviewed on: 20th April 2026

Reliable for Online Shopping and Fast Refunds

5
Terrible Customer Service, No Longer Feel Protected: Sellers Favored Over Buyers. Reviewed on: 20th April 2026

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