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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146222 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146222)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use and keep track of spending

Very easy to use and keep track of spending Reviewed on: 15th June 2026

Chopping

Bought through PayPal was smooth Reviewed on: 15th June 2026

Shop with confidenxe!!! It is a very reliable service

It is a very reliable service and gives me security that my money is safe. Reviewed on: 15th June 2026

Most if the time its first class.

Most if the time its first class. I've had a few dodgy buys and it has been 50 /50 on PayPal backing me and backing the buyer. I wasn't happy at the time but PayPal supported what looked right . This area needs improving but scanners are one step ahead . Reviewed on: 15th June 2026

Fantastic

Extremely reliable and a very convenient and safe way to pay. Reviewed on: 15th June 2026

Only negative thing I say tha 0% it’s not clear on h...

Only negative thing I say tha 0% it’s not clear on how payments are made. I paid more than min payment and not clear if coming off my % Reviewed on: 15th June 2026

It's good.

It's good. Brilliant. Excellent. Supe4b Reviewed on: 15th June 2026

Peace of mind

The best company that gives you peace of mind with every purchase Reviewed on: 15th June 2026

Good service , easy to use, always using

Good service , easy to use, always using Reviewed on: 15th June 2026

PayPal is an easy and reliable way to pay in differe...

PayPal is an easy and reliable way to pay in different ways. Reviewed on: 15th June 2026

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