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PayPal: PayPal Credit reviews

4.90
Based on 87,747 reviews, last reviewed 28th Apr 2026
1704800% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The PayPal experience My experience has been satisfactory so far with PayPal the points system and credit card system is very good also Reviewed on: 28th April 2026
Philip C's avatar
Philip C

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (87747)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Its ok but expensive.

5
Its ok but expensive. Needs to be cheaper to make people use it more Reviewed on: 22nd April 2026

Happy with PayPal

5
I am having good experience with PayPal as it gives more options and facilities. It provides more time to pay back. It has more payment options that helps to manage your money. Reviewed on: 22nd April 2026

Helped me buy things I needed to payday came around

5
Helped me buy things I needed to payday came around Reviewed on: 22nd April 2026

The take 3 option and 4 payments on credit are very...

5
The take 3 option and 4 payments on credit are very handy for budgeting. Reviewed on: 22nd April 2026

Excellent any time I’ve had a issue

5
Excellent any time I’ve had a issue Reviewed on: 22nd April 2026

Affordable luxuries affordable payback

5
Have used PayPal credit for years - love that I can use it to still allow my self the extra luxuries at an affordable rate and still run my household outgoings. Plus I know if there is a problem with my purchases they have my back . Reviewed on: 22nd April 2026

Professional and friendly

5
Never had single issue with PayPal they've always been professional and friendly happy to continue to use. Reviewed on: 22nd April 2026

I Love PayPal

5
I love paypal and I have been using it for years. I have both, personal and business account too. Reviewed on: 22nd April 2026

Great customer service whenever I have had any issues

5
Great customer service whenever I have had any issues Reviewed on: 22nd April 2026

I had very good experience with PayPal.

5
I had very good experience with PayPal. I am happy to use PayPal to purchase. Reviewed on: 22nd April 2026

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