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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732472230775388601 (144735 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144735)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use PayPal credit but would be nice if more...

Easy to use PayPal credit but would be nice if more retailers accept PayPal credit. Reviewed on: 14th June 2026

I used the credit when needed.

I used the credit when needed. No issues Reviewed on: 14th June 2026

PayPal excellent service

PayPal is always on top of my needs. Reviewed on: 14th June 2026

Great and simple

Very simple to use the app and control every payment. Reviewed on: 14th June 2026

Excellent service.

Excellent service. Would highly recommend. Clear information and app is easy to use. Reviewed on: 14th June 2026

All round great service!

Easy to use, nice app layout which is easy to navigate. Clear interest charges. Quick and easy to make payments. Great service on live chat when you need them. Thanks! Reviewed on: 14th June 2026

My experience using PayPal Credit has been great.

My experience using PayPal Credit has been great. The additional of the card feature makes transactions much easier. Customer Support have been a great help when I've had issues with retailers, or need clarity around statements. Plus the interest free windows are a real perk! Reviewed on: 14th June 2026

A Convenient Way to Spread Costs

I use PayPal Credit mainly for general purchases and the occasional payment, and overall I’ve found it convenient and easy to use. It’s helpful for spreading out costs when needed, and the checkout process is usually smooth and straightforward. For me, it’s been a practical option rather than something I rely on every day. What I appreciate most is the flexibility. It gives a bit of breathing room when making purchases, especially for larger or unexpected expenses, and the account is simple to manage. I also like that it’s integrated into a platform I already know and use regularly. That said, it’s still important to stay on top of payments and understand the terms clearly. As long as you use it responsibly, it can be a useful service for everyday buying and occasional budgeting support. Reviewed on: 14th June 2026

Have had no problems with PayPal easy to access and...

Have had no problems with PayPal easy to access and use Reviewed on: 14th June 2026

Very happy with everything.

Very happy with everything. Great application process. Love that you can earn points too. Reviewed on: 14th June 2026

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