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PayPal: PayPal Credit reviews

4.90
Based on 85,112 reviews, last reviewed 25th Apr 2026
3166400% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful polite customer service Very helpful polite customer service Reviewed on: 25th April 2026
Paul W's avatar
Paul W

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85112)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s good.

4
It’s good. . Reviewed on: 20th April 2026

Never had any problems

5
Never had any problems and there service is easy to manage Reviewed on: 20th April 2026

Easy accessible and very handy highly recommended

5
Easy accessible and very handy highly recommended Reviewed on: 20th April 2026

I get my refund very fast.

5
I get my refund very fast. And paypal customer care is extremely good for solving problems on cases such as item doesn’t arrived. Reviewed on: 20th April 2026

The best

5
They are thee best, just amazing, There is no one else like them. In fact thee best doesn't cut it. THEY ARE THEE GREATEST OF ALL TIME And I mean the greatest, second to none. I really am running out of superlatives. Reviewed on: 20th April 2026

Easy to use and very convenient.

5
Easy to use and very convenient. I have never had a problem so I have not experienced the help they would give to sort out a problem Reviewed on: 20th April 2026

Credit used in the correct way is a fantastic thing.

5
Credit used in the correct way is a fantastic thing. To spread costs and build credit score while helping you make the purchases you choose Reviewed on: 20th April 2026

Usually use pay in 3 it's very convenient and easy t...

5
Usually use pay in 3 it's very convenient and easy to shop Reviewed on: 20th April 2026

I had a great experience with PayPal’s support team.

5
I had a great experience with PayPal’s support team. They were incredibly helpful, patient, and quick to respond to my issue. Everything was explained clearly, and my problem was resolved much faster than I expected. It’s really reassuring to know there’s such a reliable and professional team behind the service. Highly recommended! Reviewed on: 20th April 2026

Easy and fast I like their service

4
Easy and fast I like their service Reviewed on: 20th April 2026