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PayPal: PayPal Credit reviews

4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146217)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Use PayPal for all everyday purchases

5
Use PayPal for all everyday purchases Reviewed on: 15th June 2026

Lifesaver. Reliable and trustworthy.

5
PayPay is my lifesaver—reliable and trustworthy. It consistently proves useful to me. Reviewed on: 15th June 2026

There were time when I need help and PayPal there fo...

5
There were time when I need help and PayPal there for me they are understand and really helpful Reviewed on: 15th June 2026

PayPal credit preferred payment method

5
I use PayPal as my form of payment on Ebay and online selling sites that accept PayPal as I find it a secure and safer way of paying and using PayPal credit also helps boost your credit rating providing you at least meet the minimum payment. Interest on credit I think is reasonable as well Reviewed on: 15th June 2026

Easy to use app and very very helpful customer servi...

5
Easy to use app and very very helpful customer service especially Reviewed on: 15th June 2026

I have been using PayPal for a few years now.

5
I have been using PayPal for a few years now. It never disappoints. I use it all the time for purchases. I will continue to use PayPal. Thank yoy Reviewed on: 15th June 2026

Excellent! Very helpful.

5
Excellent, it has helped me out several times with things that were important to me such as the kids school uniforms and school photos. Very helpful service, would recommend and will likely use again. Reviewed on: 15th June 2026

never had a problem

5
never had a problem kant fault paypal been using years Reviewed on: 15th June 2026

PayPal BestPal

5
I have done a payment through PayPal. Then I didn’t get the product so I claim for the refund and they have initially did that without getting the money from the merchant that was awesome!!! Reviewed on: 15th June 2026

Easy to use with no interest on pay in 3 and feel se...

5
Easy to use with no interest on pay in 3 and feel secure in getting money back should a purchase go wrong Reviewed on: 15th June 2026

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