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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146168)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very helpful and when I had problems, they’ve helped...

5
Very helpful and when I had problems, they’ve helped me with a high profesionalism. Reviewed on: 15th June 2026

Best treatment and quick response

5
Best treatment and quick response Reviewed on: 15th June 2026

Quick response and support

5
Quick response and support when issues arose with returns or transactions Reviewed on: 15th June 2026

PayPal credit is super easy to use

5
PayPal credit is super easy to use Reviewed on: 15th June 2026

Excellent service

5
It's a quality service with great customer service and ease of use. Reviewed on: 15th June 2026

I have used Paypal for many years! Highly Recommended!

5
I have used Paypal for many years and have always been very happy with the system. Thank You! Reviewed on: 15th June 2026

Easy and free to spread payment

5
Great and easy way to spread a purchase over 4 months Reviewed on: 15th June 2026

Ive only had good experience so far

5
Ive only had good experience so far Reviewed on: 15th June 2026

Easy user experience

5
Easy user experience on the app. The interest free period for each new purchase is very helpful and allows customers to manage their money better. Credit limits are reasonable and do not encourage irresponsible spending. Reviewed on: 15th June 2026

Always been good for me..

5
Always been good for me. Loved the interest free pay in 3 etc. Always had great customer service. Reviewed on: 15th June 2026

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