Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (85375 reviews)

View other PayPal products

4.91

Based on 85,375 reviews, last reviewed 25th Apr 2026

3190700% increase in 5 star reviews

in the past 90 days

4550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It just works and never let's me down, whether I'm b... It just works and never let's me down, whether I'm buying online or using the new credit card in a shop It works everytime, plus logging in online the... Read more Reviewed on: 25th April 2026

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85375)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I don’t have any bad experience.

I don’t have any bad experience. Reviewed on: 20th April 2026

Excellent Service!

I’ve had a very positive experience using PayPal. The service is fast, secure, and easy to use. Payments are processed smoothly, and I appreciate how convenient it is for online transactions. Overall, a reliable and trusted platform. Reviewed on: 20th April 2026

Highly Recommended

Very clear and easy to use. I'm always notified when payments are due and what date. Reviewed on: 20th April 2026

PayPal is a reliable company with excellent security.

PayPal is a reliable company with excellent security. They have great offers. I've never had any problems with them. I love them and recommend them. Reviewed on: 20th April 2026

0% Pay in 4 very useful

I often use their 0% finance option to pay in 4 months. It helps spread the cost of bigger purchases, and it is quick and easy to checkout, however it doesn’t give the same protection as a credit card. Reviewed on: 20th April 2026

Fantastic flexibility with Pay in 4 options!

I’ve had a great experience using PayPal Credit. The most convenient part for me is the Pay in 4 feature. It makes larger purchases so much more manageable by spreading the cost without any added stress. Reviewed on: 20th April 2026

Makes things affordable that would normally be out o...

Makes things affordable that would normally be out of your pay range Reviewed on: 20th April 2026

Very nice company

PayPal is very easy to use and a very trusted name on the market. The interest rate is also very reasonable Reviewed on: 20th April 2026

Interest rate is high but it's very convenient

Interest rate is high but it's very convenient Reviewed on: 20th April 2026

Amazing customer service team!

Amazing customer service team! Low interest rates on paypal credit and never had a fault using the app. Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Payments
from PayPal 4.92 from 3686 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39087 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub