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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732495607366716191 (144695 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144695)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Life saving

I lost my apartment in a house fire and the credit card was a savingg grace that allowed me to survive the last 3 months and knowing I had 4 kknths interest free has helped Reviewed on: 14th June 2026

So quick and easy to use!

I love that PayPal is so quick and easy to use! Just makes managing my money less stressful! Reviewed on: 14th June 2026

Available with most retailers and if you have to sen...

Available with most retailers and if you have to send something back or complain about a seller they are very good. Reviewed on: 14th June 2026

The new credit card feature has been extremely usefu...

The new credit card feature has been extremely useful and has immensely increased the opportunities of buying at multiple shops. Reviewed on: 14th June 2026

I enjoy the 3 months 0% interest free

I enjoy the 3 months 0% interest free, but it can take a while for the balance to update which is confusing, also sometimes it is unclear if a refund has come through. The PayPal credit balance report therefore could be improved. Reviewed on: 14th June 2026

Convenient

Easy to use. Very convenient. Was extremely easy to apply too. Reviewed on: 14th June 2026

Pay pal credit review

Not had any problems at all really good service very easy to use and to communicate Reviewed on: 14th June 2026

It makes spending too easy.

It makes spending too easy. It seems very easy to get I to debt quickly. Reviewed on: 14th June 2026

PayPal is an excellent provider especially with buye...

PayPal is an excellent provider especially with buyers protection to keep the users safe against scam. Reviewed on: 14th June 2026

Top quality as always, never let's me down

Top quality as always, never let's me down Reviewed on: 14th June 2026

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