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PayPal: PayPal Credit reviews

4.91
Based on 88,354 reviews, last reviewed 28th Apr 2026
1732750% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

TrustAlways trusted faire rate Always trusted faire rate. The best Reviewed on: 28th April 2026
Mo's avatar
Mo

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88354)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal always reliable

5
I have used PayPal for many years now and have always found them to be very reliable Reviewed on: 22nd April 2026

I love PayPal.

5
I love PayPal. I've been a customer of over 20 years and they are the only merchant I trust whole heartedly. I feel confident when I see a PayPal symbol online when doing online purchases. I love PayPal pay in 3, and their customer service is best I've ever experienced to this day. Well done PayPal for always providing a great unmatched service Reviewed on: 22nd April 2026

High APR but good for Pay in 3

5
High apr on credit agreements, but good with pay in 3 with zero interest. Reviewed on: 22nd April 2026

Easy and convenient

5
I always feel protected with the purchases I buy and it is easy to use Reviewed on: 22nd April 2026

Super quick, easy and convenient service.

5
Super quick, easy and convenient service. Manage purchases your way. Credit limits reviewed regularly to provide safe lending and suitable options. Good customer service standards, with simple ways to get in touch. Reviewed on: 22nd April 2026

Really good

5
Really good and amzing 0% interest in a lot of of purchases Reviewed on: 22nd April 2026

Great overall wonderful service...

5
Great overall wonderful service. Excellent customer service too Reviewed on: 22nd April 2026

Paypal Review

5
PayPal have excellent customer service and the payment methods are excellent. Reviewed on: 22nd April 2026

I feel safe when using PayPal its very efficient and...

5
I feel safe when using PayPal its very efficient and can trust the whole process. Reviewed on: 22nd April 2026

Just the best what else can I say

5
Just the best what else can I say Reviewed on: 22nd April 2026