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PayPal: PayPal Credit reviews

4.90
Based on 85,625 reviews, last reviewed 25th Apr 2026
3213900% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use and if I have a problem they sort it... So easy to use and if I have a problem they sort it for me Reviewed on: 25th April 2026
Julie 's avatar
Julie

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85625)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Most secure way to pay.

5
Most secure way to pay. Never had an issue with payments and the credit option are very helpful. Always recommending PayPal to others. Reviewed on: 20th April 2026

In general, I have achieved good experiences by usin...

5
In general, I have achieved good experiences by using PayPal to spend my money or conduct other activities Reviewed on: 20th April 2026

Very good experience

5
Very good experience especially with people credit Reviewed on: 20th April 2026

Very easy to use, very trusted , i can use...

5
Very easy to use, very trusted , i can use anywhere , Reviewed on: 20th April 2026

Best credit card i have ever wished to have

5
Best credit card i have ever wished to have Reviewed on: 20th April 2026

Easy service

5
Great easy to use and pay off early Reviewed on: 20th April 2026

Very happy everyone it good to use PayPal

5
Very happy everyone it good to use PayPal Reviewed on: 20th April 2026

Clever card rewards

5
Never had any trouble with him yet tell us what he says on the card gives you rewards Reviewed on: 20th April 2026

Everything is simple to understand and great value f...

5
Everything is simple to understand and great value for money. The whole experience is well thought out allowing me to make informed choices on how I purchase goods. Certainly my first choice when I'm wanting to spread the cost. Reviewed on: 20th April 2026

Always been excellent- if PayPal is an option I will...

5
Always been excellent- if PayPal is an option I will usually opt for it Reviewed on: 20th April 2026