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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (88647 reviews)

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4.90

Based on 88,646 reviews, last reviewed 28th Apr 2026

1745950% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to speak with customer service and I think... Very easy to speak with customer service and I think that’s crucial with a service like this. When I had an issue, it was dealt with extremely quickly... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88647)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I use Paypal as it is secure

I use Paypal as it is a secure payment platform Reviewed on: 23rd April 2026

Presents

It helps to secure good deals and safety when buying goods Reviewed on: 23rd April 2026

Interest free for 4 months for the win

I started off using pay in 3, but then found that with PayPal credit if I was spending over £100 I could get 4 months interest free which is amazing. Reviewed on: 23rd April 2026

Easy to navigate the app .

Easy to navigate the app . Various payment options and always resolve any issues Reviewed on: 23rd April 2026

Very friendly and helpfully.

Very friendly and helpfully.Helping to spread money Reviewed on: 23rd April 2026

Help desk failure

Help desk just told me what I wanted to hear when I had a problem with my account they didn't do as they said they would and the same issues persisted for the first 3 months. Reviewed on: 23rd April 2026

Supportive

I feel like PayPal always supports you and even if you disagree they take the time to explain. They actually care for their customers. Reviewed on: 23rd April 2026

The point system and promotions are spectacular

The point system and promotions are spectacular Reviewed on: 23rd April 2026

Very good

Everything has been easy, to get advice and with help on where I’m up to. Reviewed on: 23rd April 2026

Customer service are very kind and most of the time,...

Customer service are very kind and most of the time, helpful. Reviewed on: 23rd April 2026

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