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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145969 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145970)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use and very convenient

I've had a really positive experience with PayPal Credit. The application process was quick and straightforward, and using it for online purchases has been very convenient. I like the flexibility of spreading the cost over time, and the app makes it easy to keep track of payments and account activity. Payments are processed smoothly, and I've never had any issues with transactions. Overall, it's been a reliable and helpful service, and I would definitely recommend PayPal Credit to others. Reviewed on: 15th June 2026

PayPal is very good for spreading the payments

PayPal is very good for spreading the payments over a period of time, you have the option of pay in 3 which I find a god send to make the purchase easier and more convenient Reviewed on: 15th June 2026

Quality app

Easy to use . Have had the 3 month to pay a few times. I have found that most people trust PayPal which gives me confidence to use it regularly Reviewed on: 15th June 2026

It such an easy process

It such an easy process to navigate, and the communication and updates are very useful to keep payments on track Reviewed on: 15th June 2026

I have been using PayPal to make interest free purch...

I have been using PayPal to make interest free purchases, and I have benefitted from their rewards for using PayPal services for purchase. Using PayPal has been seamless. Nice service Reviewed on: 15th June 2026

Quick and efficient.

Quick and efficient. Helpful and diligent. Reviewed on: 15th June 2026

Easy and Convenient Credit Service

I have had a positive experience with PayPal Credit. The application process was straightforward, and it is very convenient for making purchases and spreading payments over time. The online account management is easy to use, and I can clearly see my balance and payment dates. Overall, it has been a helpful financial tool, and I would recommend it to others looking for flexible payment options. Reviewed on: 15th June 2026

Excellent quality experience service with 100 % trus...

Excellent quality experience service with 100 % trust platform. I all ways pay with PayPal secure money to online shipping To describe your PayPal experience, the exact words depend on whether you are referring to the digital wallet app, the customer service, or your overall platform usage. Reviewed on: 15th June 2026

Zero interest credit

I have access to credit with zero interest which is amazing Reviewed on: 15th June 2026

Always sorted me and provided excellent customer ser...

Always sorted me and provided excellent customer service Reviewed on: 15th June 2026

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