Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85690 reviews)

View other PayPal products

4.90

Based on 85,690 reviews, last reviewed 26th Apr 2026

1609700% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use wick decisions & great borrowing Easy to use wick decisions & great borrowing Reviewed on: 26th April 2026

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85690)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Competitive rates, easy to use.

Competitive rates, easy to use. Would recommend. Reviewed on: 20th April 2026

Great benefits and app

Great benefits and app, love the flexibility and ease of use Reviewed on: 20th April 2026

Its safe and alot helpfull with online shoping and m...

Its safe and alot helpfull with online shoping and many things Reviewed on: 20th April 2026

Easy to use, safe

Easy to use, safe, and pay in 3 is a really nice feature to have. Reviewed on: 20th April 2026

Support with return ,Help me to recover the money

Support with return ,Help me to recover the money Reviewed on: 20th April 2026

Easy to use and split payments if necessary.

Easy to use and split payments if necessary. Reviewed on: 20th April 2026

I love paypal. Love you so much

I love paypal. Great services I have use their services for to long now and im extremely happy Reviewed on: 20th April 2026

Been using PayPal for many years.

Been using PayPal for many years. It is a reliable and solid company. Reviewed on: 20th April 2026

Life saverMakes life more affordable

Makes life more affordable and smoother Reviewed on: 20th April 2026

Simple and safe to use

Been using PayPal for years if not decades never had a problem and saves me remembering my card details as all held in PayPal Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Payments
from PayPal 4.92 from 3686 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39229 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub