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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145797 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145805)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I've had nothing but the best experience with PayPal

I've had nothing but the best experience with PayPal Reviewed on: 15th June 2026

What’s a fantastic and trust worthy company! .

What’s a fantastic and trustworthy company. They have never let me down and always helps move and I’ve needed it and I have great deals with their PayPal credit. You also can now get MasterCard via PayPal, which is really handy. Couldn’t be without them. Reviewed on: 15th June 2026

Easy and stress free!

Easy and stress free! Have not had any issues with PayPal and it is my number one for payments. Reviewed on: 15th June 2026

Paypal took the sting out of a special purchase

Needed to purchase something and the Paypal took the sting out of it & meant I didn't have to touch my savings Reviewed on: 15th June 2026

Easy transactions and quick decisions with flexible...

Easy transactions and quick decisions with flexible options. Resolution of any issues is very quick through the app, much improved over 15 years ago Reviewed on: 15th June 2026

Happiness

Excellent no complaints -don’t have time for an essay Reviewed on: 15th June 2026

PayPal app is so easy to use.

PayPal app is so easy to use. PayPal credit has Great rates and using them has been very reliable Reviewed on: 15th June 2026

I have used PayPal for several years and never had a...

I have used PayPal for several years and never had a problem. Ideal when shopping online as you feel your money is safe should there be any problems. I would certainly recommend PayPal for security and peace of mind. Reviewed on: 15th June 2026

Overall it has been a very good experience

Overall it has been a very good experience Reviewed on: 15th June 2026

It is very easy and helpful and is a very good servi...

It is very easy and helpful and is a very good service to use ...it has a very quick process as well Reviewed on: 15th June 2026

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