Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85706 reviews)

View other PayPal products

4.90

Based on 85,706 reviews, last reviewed 26th Apr 2026

1610450% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very helpful resourceful easy to use and easy to mak... Very helpful resourceful easy to use and easy to make payments Reviewed on: 26th April 2026

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85706)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

You are not too good on Blockchaine fir cryptos

You are not too good on Blockchaine fir cryptos Reviewed on: 20th April 2026

Great whenever i needed it.

Great whenever i needed it. Always reliable Reviewed on: 20th April 2026

I used PayPal credit to buy a new TV.

I used PayPal credit to buy a new TV. Lots of small payments, making it very easy to pay back. Excellent security and guarantee. I have PayPal connected to my accounts, most easy payment method for me, I have ordered food with PayPal. I have easily sent money to a friend. I have used it for years. Most importantly PayPal is in my opinion the most reliable app. If I can't order something from a website using PayPal, I don't trust the website. PayPal is very well established. Reviewed on: 20th April 2026

Used for a long time helped me several times great l...

Used for a long time helped me several times great l pay everything thro them insured anything they think is not correct they contact you first Fantastic Reviewed on: 20th April 2026

Very good provider, and very good customer service

Very good provider, and very good customer service Reviewed on: 20th April 2026

Great for spreading payments

I use PayPal credit mainly for purchasing a new mobile direct from Samsung which is intrest free, it's also great in the fact you can pay more than the set monthly charge. Reviewed on: 20th April 2026

Competitive rates, easy to use.

Competitive rates, easy to use. Would recommend. Reviewed on: 20th April 2026

Great benefits and app

Great benefits and app, love the flexibility and ease of use Reviewed on: 20th April 2026

Its safe and alot helpfull with online shoping and m...

Its safe and alot helpfull with online shoping and many things Reviewed on: 20th April 2026

Easy to use, safe

Easy to use, safe, and pay in 3 is a really nice feature to have. Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Payments
from PayPal 4.92 from 3686 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39234 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub