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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (88933 reviews)

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4.90

Based on 88,933 reviews, last reviewed 28th Apr 2026

1759450% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is the only organisation that helps stop scam... PayPal is the only organisation that helps stop scamming. PayPal collected my money from companies that refuses to refund money when their goods are r... Read more Reviewed on: 28th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88933)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

paypals give more time to payback

I find paypal credit a better way of borrowing as the interest free terms are better than any credit card I have ever had. since paypal credit I barely use credit cars any more. Reviewed on: 23rd April 2026

I feel safe using PayPal.

I feel safe using PayPal. Their customer service is always clear and consistent. Reviewed on: 23rd April 2026

Always there when needed and assisting with any prob...

Always there when needed and assisting with any problems. Reviewed on: 23rd April 2026

Great Tool for Surprise Expenses

With all basics costing more than ever, it's vital that you have options when unexpected bills come your way. Paypal credit is a fantastic tool to help spread the cost of those in to more affordable chunks. Provided you are responsible with it and manage repayments, it can get you out of some tricky scenarios at little to no cost. Reviewed on: 23rd April 2026

Seamless, quick & very efficient service.

Seamless, quick & very efficient service. Really excellent service Reviewed on: 23rd April 2026

Simple and easy.

Simple and easy. Takes a few days for the payments to go through but it alright. Reviewed on: 23rd April 2026

good experience

Had a good experience and helpful when I need it Reviewed on: 23rd April 2026

Great for convinience, but best used wisely!

Easy to apply and easy to use and approval process was prompt and seamless.Spreading out payments ,the 4 months no- interest promo is a real perk , What I only need is to pay on time.I have used PayPay credit for the first time and overall, its a solid option for online purchases.All in all it is great for convinience but best used wisely! Reviewed on: 23rd April 2026

Very easy to use & excellent customer services

Very easy to use, from the app you can see all the details of your account, speaking to a representative is brilliant, fast answer, very polite & have access to all the answers you need. Reviewed on: 23rd April 2026

Really Reccomended

Tbh all i can say is the system is really easy to use and also easy to monitor payment progress, couldnt fault it at all... Reviewed on: 23rd April 2026

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