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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145703)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Satisfaction every time!

5
Using PayPal is so straightforward, quick and easy to use that I use it as often and where ever as I can! Reviewed on: 15th June 2026

I use Paypal as my main banking facility now as it i...

5
I use Paypal as my main banking facility now as it is easy to use and a lot less hassle than banking apps Reviewed on: 15th June 2026

I love paypal.

5
I love paypal. Easy to use . Quick responses from customer service. Reviewed on: 15th June 2026

Excellence

5
All paypal services are professional, easy and straight forward making our every day life easier. Reviewed on: 15th June 2026

I have had my PayPal account for around 10 years now.

5
I have had my PayPal account for around 10 years now. Started using more freuquenrly. Everything is so easy to navigate, customer service are so friendly and clear when I had issues with something. I love how protected I feel when using PayPal also with my personal details and bank. Reviewed on: 15th June 2026

All fine!

5
All fine! Never had any issues w Reviewed on: 15th June 2026

Easy and convenient way to pay.

5
Easy and convenient way to pay. Highly recommended Reviewed on: 15th June 2026

Really easy and simple to use especially for short t...

5
Really easy and simple to use especially for short to mid term finance such as spreading the cost of a purchases over a few months. Reviewed on: 15th June 2026

Has been good so far.

5
Has been good so far. While the customer service has been awesome Reviewed on: 15th June 2026

I wish there was better customer service for people...

3
I wish there was better customer service for people who run into problems Reviewed on: 15th June 2026

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