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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89027 reviews)

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4.90

Based on 89,027 reviews, last reviewed 29th Apr 2026

1763750% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always reliable and easy to use . Always reliable and easy to use . App is easy to navigate and keep tabs on your spending. I always know I am protected when buying through PayPal Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89027)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good lenders helped me out a great deal as a young a...

Good lenders helped me out a great deal as a young adult Reviewed on: 23rd April 2026

Easy to use, extremely clear.

Easy to use, extremely clear. Fair terms. Reviewed on: 23rd April 2026

Thank you for your understanding x

Always straightforward transactions, protect your money and give you the opportunity to sort out negative balances. This year has been particularly hard financially and having just had a double mastectomy for lobular breast cancer my mind has not been on my finances leading to payments being declined. I just want to say thank you for you patience and support during this difficult time. X Reviewed on: 23rd April 2026

PayPal credit is fine, payments are manageable

PayPal credit is fine, payments are manageable Reviewed on: 23rd April 2026

Easy to use

Easy to use and fantastic for quick checkouts Reviewed on: 23rd April 2026

PayPal is your Pal

PayPal offer credits terms unmatched by others - 4 months interest free is a godsend! The app makes it super easy to check on balances and payments, plus they always send handy reminders on good time when payments are due. It's also easy to add as a payment card to Google Wallet! 10 on 10! Reviewed on: 23rd April 2026

Paypal is just so esey to use and great for everyday...

Paypal is just so esey to use and great for everyday purchases and spreading the costs of times i wouldn't recommend any other services then paypal Reviewed on: 23rd April 2026

I feel safe using paypal and also know if I want to...

I feel safe using paypal and also know if I want to make safe purchases I can pay on credit first then pay off the balance either straight away or within 4 months which can give me peace of mind. Thanks paypal you do a great job Reviewed on: 23rd April 2026

Paypal credit is simple and hassle free.

Paypal credit is simple and hassle free. I have never had an issue with it and it is easy to track your spending, keeping you in control of your spending. Reviewed on: 23rd April 2026

Fast, Safe, and Hassle-Free. Highly Recommended

I’ve been using PayPal for years and it’s consistently one of the most reliable and convenient payment platforms available. Transactions are quick, secure, and easy to manage, whether I’m sending money, receiving payments, or making online purchases. The buyer and seller protection gives real peace of mind, especially when dealing with new customers or larger transactions. The interface is straightforward, and I appreciate how simple it is to track payments and access transaction history. It also integrates well with many websites and marketplaces, making it a great choice for both personal and business use. Overall, PayPal is a trusted, user-friendly service that makes handling payments effortless and secure. Reviewed on: 23rd April 2026

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