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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86309 reviews)

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4.90

Based on 86,309 reviews, last reviewed 26th Apr 2026

1637950% increase in 5 star reviews

in the past 90 days

4650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

PayPal can be addictive I jad PayPal credit and i had a hard time not using it Reviewed on: 26th April 2026

Latest lowest rating:

1

Good way to pay worldwide recognized. Good way to pay worldwide recognized... brilliant Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86309)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Spot on customer service

Got my money back after I was scammed on ebay Reviewed on: 21st April 2026

Interest more expensive than I’d like

Interest more expensive than I’d like Reviewed on: 21st April 2026

Excellent service that's very widely accepted and ea...

Excellent service that's very widely accepted and easy to use Reviewed on: 21st April 2026

Been with PayPal for a number of years now, totally...

Been with PayPal for a number of years now, totally recommend it very safe and easy to navigate the website, excellent products and service. Reviewed on: 21st April 2026

It is good because it give 4 months interest free cr...

It is good because it give 4 months interest free credit which is handy which you are running out of money. I would recommend to anyone Reviewed on: 21st April 2026

Life is easier with Paypal

PayPal, so many options to pay back money making my life so much easier. Reviewed on: 21st April 2026

seamless and useful

Using it as a service has been seamless and useful Reviewed on: 21st April 2026

Easy to use their app & pay for things

Easy to use their app & pay for things with all their different options. Reviewed on: 21st April 2026

Easy to use app

Easy to use app very convenient with the addition of PayPal debit card Reviewed on: 21st April 2026

Very easy to use & really does help to have the abil...

Very easy to use & really does help to have the ability to use this facility at times. Only issue I have is when the zero interest payment due date is stated, there is no ability to pay down that specific amount & when you make payment by the due date it is always longer in clearing which means it then gets added to the interest bearing balance. Find that quite confusing as to when that payment should be made ensuring that by that due date the funds have been applied to the account in good time. Feel like improvements could be made to that. Reviewed on: 21st April 2026

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