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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86448 reviews)

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4.90

Based on 86,448 reviews, last reviewed 26th Apr 2026

1644450% increase in 5 star reviews

in the past 90 days

4650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great tool for spreading costs Great way to purchase items that you may not have money for till payday. Great that you can also spread the cost if you need too. Easy to use and grea... Read more Reviewed on: 26th April 2026

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86448)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy payments available, customer service is always...

Easy payments available, customer service is always great when called. Only problem is the payments go through late when paid so its a bit confusing Reviewed on: 21st April 2026

I like using PayPal and I can trust PayPal with all...

I like using PayPal and I can trust PayPal with all my transactions Reviewed on: 21st April 2026

Good service

It was a good one all the time when I’ve need it. Reviewed on: 21st April 2026

Paypal..5/5 from me!

Never usually any issues, any that arise are dealt with promptly, and proffessionaly, enquiries are dealt with in the same way, ....i cant complain about these guys as no reason to, 100% from me guys, thanks for a great job and keep it up, Reviewed on: 21st April 2026

I've been using PayPal for years

I've been using PayPal for years and I've always been happy with it. It gives me a few credit options like pay in 3 with no interest which I used loads of time. I also have been using PayPal+ which gives me points for every purchase I make using PayPal's card. I've already accumulated around £40. The app always work fast and never had any issues with it. Also their support is really good. Helped me a few times and was very responsive. Overall I would and I did recommended PayPal to friends and family. Reviewed on: 21st April 2026

Good services

Never had any problems.i am using since 4 years but there is no issue Reviewed on: 21st April 2026

Paypal is brilliant

PayPal provides security on items I have purchased Reviewed on: 21st April 2026

Always helpful and secure.

Always helpful and secure. never had a problem with them before Reviewed on: 21st April 2026

Good experience

Even if I am not using it very often, a good experience overall. Reviewed on: 21st April 2026

PayPal Credit is easy to use since it’s already part...

PayPal Credit is easy to use since it’s already part of my PayPal account and app, so once you've set up your account there is no other apps or accounts keep track of. What I like most is the flexibility. I can pay things off early whenever I want, but I also have the option to spread payments over a longer period if I need to. The interest free offers on certain purchases are especially useful and make it a great option for bigger spends. It’s also widely accepted across the online stores I use, so it’s usually available at checkout without any hassle. Being able to manage repayments across different accounts is another nice touch, and the PayPal points cashback is a good extra bonus. Overall, it’s a straightforward and flexible way to handle payments, especially when I want a bit more control over how and when I pay things off. Reviewed on: 21st April 2026

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