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PayPal: PayPal Credit reviews

4.90
Based on 86,621 reviews, last reviewed 26th Apr 2026
1652650% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Is always handy to have the option to pay using PayP... Is always handy to have the option to pay using PayPal credit, most retailers accept Reviewed on: 26th April 2026
Jade A's avatar
Jade A

Latest lowest rating:

2

Goodyea too doors and new she and good Should spices innthenepidycts and herbs brings darnGood and good Reviewed on: 26th April 2026
Kazawali K's avatar
Kazawali K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86621)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Amazing experience- PayPal is swift.

5
Amazing experience- PayPal is swift. Reviewed on: 21st April 2026

Very easy to use.

5
It so easy to use as more retailers are letting you use PayPal which makes it very easy to use. Reviewed on: 21st April 2026

Good service helpful polite good

5
Good service helpful polite good Reviewed on: 21st April 2026

It's a very good security experience.

5
It's a very good security experience. Reviewed on: 21st April 2026

One of the biggest advantages is the level of securi...

5
One of the biggest advantages is the level of security it offers. I feel much safer making online payments through PayPal, especially when shopping on less familiar websites. Their buyer protection system adds an extra layer of confidence. Reviewed on: 21st April 2026

I had a smooth experience using PayPal Credit.

5
I had a smooth experience using PayPal Credit. The process was simple and easy to understand, and everything worked as expected. Payments were processed quickly, and I found the service convenient for managing purchases. Overall, a reliable option. Reviewed on: 21st April 2026

Great for short term assistance

5
It has been a great help with small purchases here and there, their lending has been very useful when shopping online and in businesses that allow payments from PayPal. Reviewed on: 21st April 2026

Nothing but excellent customer service.

5
Nothing but excellent customer service.service.everything i do on the app is smooth and I havent yet had a problem. Reviewed on: 21st April 2026

Paypal review

5
Excellent quick and easy service!! Super at sorting issues like refunds out!! Overall great customer service!! Reviewed on: 21st April 2026

Extremely helpful, amazing communication when needed.

5
Extremely helpful, amazing communication when needed. Reviewed on: 21st April 2026