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PayPal: PayPal Credit reviews

4.90
Based on 89,637 reviews, last reviewed 29th Apr 2026
1792100% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

secure and safe is all i can say secure and safe is all i can say Reviewed on: 29th April 2026
jesalba's avatar
jesalba

Latest lowest rating:

2

Says instant transaction but takes them 3 days The app is annoying your due nothing then the next thing it says you missed a payment even though there is nothing showing and even when there is some... Read more Reviewed on: 29th April 2026
ADAM 's avatar
ADAM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89637)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always been happy.

5
Always been happy. Great to use. Reviewed on: 23rd April 2026

Payment made flexible

5
The payment flexibility gives me relief. I like the fact the i can buy what I want easily with the terms of payment Reviewed on: 23rd April 2026

Peace of mind with PayPal

5
Easy to contact PayPal and they resolve any problems quickly Reviewed on: 23rd April 2026

I have never had any issues with PayPal customer ser...

5
I have never had any issues with PayPal customer service. They reply promptly and have a customer focused team working to ensure a fair outcome for the customer. Reviewed on: 23rd April 2026

Pay with ease in multiple ways with PayPal.

5
I have never had a problem with PayPal. When I have encountered difficulties with vendors, PayPal ensured that I did not lose out financially. I also appreciate the multiple payment options. This helps me to manage my cash flow and finances. Reviewed on: 23rd April 2026

I like a bit more faith in me.

5
I like a bit more faith in me. Credit is used fairly paying back everything on time. Otherwise it’s a great help Reviewed on: 23rd April 2026

Perfect sense

5
Defianately my preferred way to purchase online,different options to pay and excellent service Reviewed on: 23rd April 2026

I feel very safe using it and also offers pay in 3 w...

5
I feel very safe using it and also offers pay in 3 which is more manageable Reviewed on: 23rd April 2026

Easy to use, great app.

5
Easy to use, great app. Easy to set up repayments and keep track of your arrangements. Reviewed on: 23rd April 2026

Excellent service

5
Really good with the different ways to pay and so so good with dealing with issues i always use PayPal to pay for a lot of stuff. Reviewed on: 23rd April 2026

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