Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86745 reviews)

View other PayPal products

4.90

Based on 86,745 reviews, last reviewed 27th Apr 2026

1658250% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have been with PayPal for many years, the experien... I have been with PayPal for many years, the experience has continued to grow and improve and vary in many ways - it’s now my favourite way to pay and ... Read more Reviewed on: 27th April 2026

Latest lowest rating:

1

Being absolutely honest, I am disgusted with PayPal! Being absolutely honest, I am disgusted with PayPal! I made a purchase and never received my order. I contacted PayPal and they found in the sellers f... Read more Reviewed on: 27th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86745)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good, easy to use

Good, easy to use. Fast support times, and good customer service Reviewed on: 21st April 2026

PayPal is great for payment flexibility and security

PayPal is great for payment flexibility and also an extra security step when making payments to unknown vendors Reviewed on: 21st April 2026

I never had any problems with paypal and when i didn...

I never had any problems with paypal and when i didn't understand how a refuns was allocated their customer service adviser explained it to me so clearly that it stayed with me and i can now travk the refunds with no confusions. Reviewed on: 21st April 2026

Easy to use and it’s safe.

Easy to use and it’s safe. Queries can be raised easily as it’s straightforward. Reviewed on: 21st April 2026

After 41years I switched to Paypal

I movedfrom a high street bank sfter 41 years as It was near to impossible to speak to someone after following all instuctions from their chat bot Cora. Which was sending me around in circles .This was inconveinient and frustrating . Being with paypal hasmade everything so much simpler and I have never had any problems .Everyone needs to be with Paypal Reviewed on: 21st April 2026

Safe as Fort Knox.

Excellent way to protect your money, there are many ways to Paypal, I use Paypal often, taking advantage of the many ways of using Paypal alongside my bank. Reviewed on: 21st April 2026

PayPal helps buying easily online stuff and refunds...

PayPal helps buying easily online stuff and refunds me very quickly and easily when things get wrong with seller. Reviewed on: 21st April 2026

Great service.

Great service. Easy access, smart app Reviewed on: 21st April 2026

It’s a good credit line to have available, though ex...

It’s a good credit line to have available, though expensive and hard to understand some of their features and services Reviewed on: 21st April 2026

Just a brilliant and easy app to use and very effici...

Just a brilliant and easy app to use and very efficient. Never had any issues with it at all and I prefer PayPal credit to actually applying for and using a credit card from a bank. Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Payments
from PayPal 4.92 from 3687 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39699 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub