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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145638 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145638)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy transactions and payment options.

Easy transactions and payment options. Reviewed on: 15th June 2026

Very convienient

I use Paypal & Paypal credit almost on a daily basis, its safe, simple and convenient to use especially with online shopping Reviewed on: 15th June 2026

PayPal is always so easy to use.

PayPal is always so easy to use. It's very user friendly and accessible. I find myself making most of my purchases through it as I have the added security that my payments are managed appropriately. The customer service is excellent and I usually get a response within minutes. Staff are always extremely helpful. Reviewed on: 15th June 2026

Very user friendly app and good customer service.

Very user friendly app and good customer service. Reviewed on: 15th June 2026

Customer service is great most of my issues are solv...

Customer service is great most of my issues are solved although you have to wait awhile for a refund. Reviewed on: 15th June 2026

Very helpful easy payment and professional customer...

Very helpful easy payment and professional customer service Reviewed on: 15th June 2026

One of the best service providers

I use PayPal when I can as feel secure using them for monetary transactions Reviewed on: 15th June 2026

PayPal are the first I use the support you and offer...

PayPal are the first I use the support you and offer first class protection and an excellent choice of options to pay. Reviewed on: 15th June 2026

Great ! Good value of service

Great ! Easy to access and use, money cand be used easily , you get accepted very quick without to many paperwork! Reviewed on: 15th June 2026

Paypal: easier, safer & first class for the canny user

Paypal makes ordering on line much easier and quicker, and the credit system allows for a better control of personal finances. When needed larger items associated with my kitchen refurb. can be moved from capital spending (using savings) to revenue via interest free credit or pay in three which allows for suck expenditure to be taken from monthly income leaving savings intact, Information is easy to understand and even refunds are handled smoothly. Of course like all systems use with discretion and due diligence with regard to your own personal and financial circumstances. Reviewed on: 15th June 2026

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