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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (89994 reviews)

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4.91

Based on 89,994 reviews, last reviewed 29th Apr 2026

1808950% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Has come in handy so many times with Xmas pressies... Has come in handy so many times with Xmas pressies etc Reviewed on: 29th April 2026

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89994)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is the best for international payment

PayPal has always been the best when it comes to international payment as no other services offer something so quick and easy to use. Reviewed on: 24th April 2026

Pay pal safe payment..

I feel safer using pay pal for online purchasers, happy with service. Statement could be made easier to understand. Reviewed on: 24th April 2026

Convenient for Short-Term, Risky if Mismanaged

PayPal Credit is a convenient option for spreading the cost of online purchases, especially with its short-term 0% interest offers and seamless checkout integration, but it comes with some important drawbacks. While it’s easy to use and widely accepted, the interest rates can become quite high after the promotional period ends, and the repayment structure requires discipline to avoid extra charges. Reviewed on: 24th April 2026

Simple and very easy to apply for PayPal Credit.

Simple and very easy to apply for PayPal Credit. Fast response and most importantly it is safe Reviewed on: 24th April 2026

I like using PayPal

I really like using PayPal because it makes me feel that my money is safe. In a few situations where I dealt with scam sellers, PayPal stepped in and refunded my money without too much hassle. I also like using Pay in 3 as well as PayPal Credit for my purchases, which makes managing payments more flexible. Reviewed on: 24th April 2026

Great deals

It was very easy to navigate and the benefits you get are great Reviewed on: 24th April 2026

It has been a great pleasure with PayPal credit whic...

It has been a great pleasure with PayPal credit which has allowed interest free 4 month payments Reviewed on: 24th April 2026

I have always found PayPal easy to use

I have always found PayPal easy to make payments & finding my way around the site is easy too. Reviewed on: 24th April 2026

When I was nearly at my credit limit they reduced it...

When I was nearly at my credit limit they reduced it meaning I struggled Reviewed on: 24th April 2026

Paypal credit statement

It's a bit confusing on the statement when I try to reconcile my spend. The breakdown is not very clear. Other than that, is good. Reviewed on: 24th April 2026

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