Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86876 reviews)

View other PayPal products

4.90

Based on 86,876 reviews, last reviewed 27th Apr 2026

1664350% increase in 5 star reviews

in the past 90 days

4750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fabulous five star service,never let me down Fabulous five star service,never let me down Reviewed on: 27th April 2026

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (86876)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Ease of doing transactions on the App.

Ease of doing transactions on the App. Reviewed on: 21st April 2026

Exellent

Excellent, easy to use. Fast easy menu, good security. Reviewed on: 21st April 2026

Displaying minimum payment to avoid interest

It’s not clear what the outstanding amount is that needs to be paid so as not to incur interest especially when using the 4 month interest free mechanism. The only figure that seems to be displayed is the minimum amount, not the amount to be paid, not the amount that should be paid, and by what date to avoid any interest. Reviewed on: 21st April 2026

Very good, been using PayPal for over 15 years.

Very good, been using PayPal for over 15 years. Nothing bad to say. Reviewed on: 21st April 2026

PayPal is great for online purchases.

PayPal is great for online purchases. Reviewed on: 21st April 2026

Pay in 3 has been a game changer I wouldn't have mad...

Pay in 3 has been a game changer I wouldn't have made many of the purchases otherwise. Reviewed on: 21st April 2026

Trusted reassurance

Trusted purchasing tool has given me reassurance forvyears Reviewed on: 21st April 2026

Beat app in terms of flexibility for your payment a...

Beat app in terms of flexibility for your payment a lot of options to choose from and really good time period to pay back on almost no interest Reviewed on: 21st April 2026

PayPal credit has helped me spread out costs effecti...

PayPal credit has helped me spread out costs effectively so I can enjoy large purchases stress free and manage my finances accordingly Reviewed on: 21st April 2026

Very good pay with PayPal credit excellent service l...

Very good pay with PayPal credit excellent service love it can do shopping everywhere is really helpful Reviewed on: 21st April 2026

Alternative products

Payments
from PayPal 4.92 from 3687 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub