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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145636 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145636)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

My go to for everything!

My go to for everything! Makes shopping simple and I feel more protected when I use PayPal. Reviewed on: 15th June 2026

Safe, quick, easy and reliable.

Safe, quick, easy and reliable. Really helpful with my business. Keeps me safe and protected with online purchases and very convenient. The pay in 3 is a life saver and all this in one place really is fantastic highly recommend to anyone and everyone . Reviewed on: 15th June 2026

Great Busy Month Buffer.

Great for smoothing things out on a busy month. I allways use the free 4 months, so costs nothing and never miss a payment with the reminders. Can leave my other pots intact ! Widely accepted now we have the card. Reviewed on: 15th June 2026

Always used PayPal credit with ease.

Always used PayPal credit with ease. App clear and straightforward. Never needed to use customer services but good service by paypal Reviewed on: 15th June 2026

The easy way to pay

I have enjoyed paying through PayPal credit - it is a very easy and effective way of purchasing that is widely recognised throughout the commercial world. Reviewed on: 15th June 2026

It would be good if the balance showed straight away...

It would be good if the balance showed straight away and you could make a payment immediately Reviewed on: 15th June 2026

I love using PayPal safe and easy to use

I love using PayPal safe and easy to use Reviewed on: 15th June 2026

I have been using PayPal Credit for a few years now...

I have been using PayPal Credit for a few years now and I have always found it very helpful and easy to use. It enables me to make a purchase and manage my repayments to match my incoming funds. Arranging the direct debit from my bank account is straightforward and easy to rearrange when necessary. Between the interest free credit and the “Pay in 3” it has enabled me to get the items I want or need in a timely manner and ease my outgoing payments Reviewed on: 15th June 2026

PayPal have always sorted out my problems from bein...

PayPal have always sorted out my problems from bein scammed to goods not arriving .i feel safe in the knowledge PayPal is looking after me and my money Reviewed on: 15th June 2026

I’ve never had a problem with PayPal over the years,...

I’ve never had a problem with PayPal over the years, very reliable and trustworthy Reviewed on: 15th June 2026

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