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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145622)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It has always been quick and smooth with no issues

5
It has always been quick and smooth with no issues Reviewed on: 15th June 2026

Always quick with response if you need help with any...

5
Always quick with response if you need help with any issues! Feel safe using this app. Reviewed on: 15th June 2026

Useful credit facility

5
I like the financial aid it provides as credit facility when one has need for it and the no 4 months no interest provision, it comes really handy. Reviewed on: 15th June 2026

Complete banking with ease

5
I have been with PayPal for over ten years, in that time I have had several instances with sellers that, after talking with PayPal, my issues were resolved. I have a phone app that keeps me in permanent contact with my account and customer services is alway a just a step away. Reviewed on: 15th June 2026

Great, always there when needed.

5
Great, always there when needed. For example, resolves disputes professionally, transparently and fairly Reviewed on: 15th June 2026

Best company ever , using it for 20 years already .

5
Best company ever , using it for 20 years already . no problems. Reviewed on: 15th June 2026

Excellent

5
Best and secure option for make a payment Reviewed on: 15th June 2026

Useless Ai slop layered over incompetence.

1
Useless Ai slop layered over incompetence. Reviewed on: 15th June 2026

Have experienced a Paypal esimless value for money.

5
Have experience a simless value for money. Able to complete range of transactions with easy. The services are always as expected I would recommend those who want to see quality services Reviewed on: 15th June 2026

Useful to have.

4
Only used it a handful of times, but been great. Easy to use. I was ABIT confused initially on how to do things. Manage money etc. But now I know how to manage transactions. Reviewed on: 15th June 2026

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