Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145598)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal helps with borrowing costs

5
I’ve been able to break payments down with pay in 3 and occur no interest. Which really helps if I need a lot of bits for the kids. If it went on a credit card it would most likely sit there ages! Reviewed on: 15th June 2026

I am very satisfied with PayPal.

5
I am very satisfied with PayPal. The service is fast, secure, and extremely easy to use. It makes online payments simple and convenient, and I always feel confident knowing my transactions are protected. I highly recommend PayPal to anyone looking for a reliable payment platform Reviewed on: 15th June 2026

Fantastic! Fantastic!

5
Fantastic! Fantastic! Fantastic! Reviewed on: 15th June 2026

Ive always had a good relationship with PayPal and i...

5
Ive always had a good relationship with PayPal and if I have had any queries they have gone above and beyond to sort them Reviewed on: 15th June 2026

Excellent customer service and ease of use.

5
Excellent customer service and ease of use. Reviewed on: 15th June 2026

Great customer service

5
I have always had a good experience with Paypal. Clear statements, good and easy customer service access Reviewed on: 15th June 2026

4 interest free credit is a godsend especially as yo...

5
4 interest free credit is a godsend especially as you can set up a direct debit and also get reminders. Reviewed on: 15th June 2026

Everything is easy and straight forward.

5
Everything is easy and straight forward. Worth it Reviewed on: 15th June 2026

It's very good, very fast and very easy to use finan...

5
It's very good, very fast and very easy to use financial service. Reviewed on: 15th June 2026

Paypal has been there for me.

5
Paypal has been there for me. Helped me when buying things that I need buy short of funds. Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76874 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products