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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145587)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

very easy to use and really reliable, paying in 4 is...

5
very easy to use and really reliable, paying in 4 is a god send Reviewed on: 15th June 2026

Good security service good security

5
Good service good security working on every platform I need Reviewed on: 15th June 2026

Having a friend like PayPal

5
For everyday and also for those emergency needs PayPal becomes a trusted friend. Reviewed on: 15th June 2026

Easy to use and quick to checkout.

5
Easy to use and quick, would just use PayPal then type my card details in! Everywhere uses PayPal, it just works. :) Reviewed on: 15th June 2026

Great easy to use service for financial planning

5
Great easy to use service and helps me spread the costs of my expensive purchases ! This advantage provides me with good financial planning ! Peace of mind and excelent service . Reviewed on: 15th June 2026

Overall no issues

5
No issues although the interest rates aren't necessarily competitive Reviewed on: 15th June 2026

Easy to do no hassle

5
Very easy to do and understand without the fuss quick decision Reviewed on: 15th June 2026

Friendly and helpful service ...

5
Really friendly and helpful service - easy to contact and quick responses if you contact customer services Reviewed on: 15th June 2026

Easy to use and 4 months interest free credit is a g...

5
Easy to use and 4 months interest free credit is a good feature. Reviewed on: 15th June 2026

It’s easy and simple to use

4
It’s easy and simple to use, i also love the app UI. It’s intuitive Reviewed on: 15th June 2026

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