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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87628 reviews)

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4.90

Based on 87,628 reviews, last reviewed 27th Apr 2026

1699100% increase in 5 star reviews

in the past 90 days

4850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love paypal credit where I can split payments into 4... Love paypal credit where I can split payments into 4 it’s 0% interest Reviewed on: 27th April 2026

Latest lowest rating:

1

Over charged on my recent holiday booking -Advisor r... Over charged on my recent holiday booking -Advisor refused to help or listen Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (87628)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Dealing with PayPal is hustle free and easy.

Dealing with PayPal is hustle free and easy. Customer service is excellent. Communication is great, Reviewed on: 22nd April 2026

A great way to access credit quickly.

A great way to access credit quickly. I’ve found it really useful to pay for things and spread the cost interest free. Reviewed on: 22nd April 2026

Best payment for online purchases

I love using PayPal credit, my best payment option when paying online purchases. Easy to use and I love the fact that I’m always earning points with every spending. Reviewed on: 22nd April 2026

Paypal, help you make payment and spread the cost

Paypal, help you make payment and spread the cost Reviewed on: 22nd April 2026

Ebay but now Debit card all the time too....

I use Paypal for Ebay historically but I now have the Debit card in my phone wallet and use it as often as I can Reviewed on: 22nd April 2026

User friendly

User friendly and support from customer service team is really helpful Reviewed on: 22nd April 2026

Mainly great but pay in three random

PayPal debit card benefits are very good. Credit is a handy way to spread larger payments. Only problem is pay in three availability seems very random. Reviewed on: 22nd April 2026

My go to payment option

Easy and convenient ways to pay on a huge amount of platforms. I love the pay in 3 option, it’s the best way to spread the payments. PayPal is my go to preference for online payments. Reviewed on: 22nd April 2026

My go too way to pay

So easy and helpful to get 0% interest over 4 months for my bigger purchases Reviewed on: 22nd April 2026

Absolutely love PayPal safest way to pay things online.

Absolutely love PayPal safest way to pay things online....if theres not a PayPal option I wont purchase from a site Reviewed on: 22nd April 2026

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