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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145572 reviews)

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4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145572)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

i have been with paypal for a number of years and fi...

i have been with paypal for a number of years and fined it very good if you have a problem paypal will help sort it out i would recomed paypal to anyone paying online to use this great service Reviewed on: 15th June 2026

Paypal offer a first class service.

Paypal offer a first class service. They make paying for items in so many places so easy, and their interest free for 4 months is a massive bonus. Reviewed on: 15th June 2026

Easy to use once it’s set up.

Easy to use once it’s set up. I use it whenever it’s accepted. Reviewed on: 15th June 2026

Easy to use, easy to manage.

Easy to use, easy to manage. Safe and makes spreading the cost of things more manageable in the cost of living by crisis. I like that you can use a physical card also, so when paying by paypal isn’t an option I can’t use this. Sometimes I wish it was over 6 months and not 4 though Reviewed on: 15th June 2026

Very good experience easy for me to use buy stuff th...

Very good experience easy for me to use buy stuff thanks for help Reviewed on: 15th June 2026

Very efficient,totally reliable, great organisation.

Very efficient,totally reliable, great organisation.if used properly. Reviewed on: 15th June 2026

Seamless payments, cant go wrong.

Seamless payments, cant go wrong. Works everytime, everyday Reviewed on: 15th June 2026

Little help goes a long way

Great help in so many ways PayPal credit has given me so much help to get things in life that we struggle with in everyday and I appreciate this service so very much !!! Reviewed on: 15th June 2026

Ive had a few issues with some retailers but pay pal...

Ive had a few issues with some retailers but pay pal have sorted my problems out straight away with a 100% service Reviewed on: 15th June 2026

Overall good

I have no complaints apart from the way the statements are layed out I find it hard to read, like doesn't really show every transaction up and down Reviewed on: 15th June 2026

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