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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177927)

Versatile experience

5
Easy and straightforward to use. Simple process and well laid out app Reviewed on: 20th May 2026

ive always had a really good experience with paypal,...

5
ive always had a really good experience with paypal, it's quick and easy to use and download the app you can also get money back for purchases, and customer services are really helpfull Reviewed on: 20th May 2026

Such a help to me, glad to have the option of PayPal...

5
Such a help to me, glad to have the option of PayPal credit with everything being so expensive it’s amazing! Highly recommend Reviewed on: 20th May 2026

Most of my transactions if not all have been smooth...

4
Most of my transactions if not all have been smooth and any problems ironed out by customer service when needed. Reviewed on: 20th May 2026

PayPal is safe and gives me piece of mind with tran...

5
PayPal is safe and gives me piece of mind with transactions Reviewed on: 20th May 2026

Fast and reliable

5
I have found paypal to be the easiest and most reliable for of finance. Reviewed on: 20th May 2026

I have had a PayPal credit account for a while now a...

5
I have had a PayPal credit account for a while now and I find the app, customer service and disputes excellent. Reviewed on: 20th May 2026

PayPal gives me confidence when I purchasing anythin...

5
PayPal gives me confidence when I purchasing anything online - and now I have the same experience for face to face transactions with the new debit card. I know my transactions are safe. Reviewed on: 20th May 2026

Fully featured

4
All good so far, fully featured and modern provider Reviewed on: 20th May 2026

Easy to use, quick payments and seems secure

5
Easy to use, quick payments and seems secure Reviewed on: 20th May 2026

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