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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145431 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145431)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I love PayPal it's so easy to use and it's even bett...

I love PayPal it's so easy to use and it's even better now with the PayPal credit card and 4 mths interest free. I would highly recommend it. Reviewed on: 15th June 2026

Easy and friendly to use PayPal rag

Easy and friendly to use. It is easy to transfer money to friends and family Reviewed on: 15th June 2026

Love being able to spend the cost over 4 months...

Love being able to spend the cost over 4 months Reviewed on: 15th June 2026

My choice for years

I’ve been with PayPal for many, many years and found them to be a reliable and trustworthy company Reviewed on: 15th June 2026

Decent service, can’t complain.

It was a great service, you reduced my credit from £3000 to £400 during Covid, with no explanation as in why, which sucked. Part from that can’t really complain Reviewed on: 15th June 2026

A good flexible system that meets the safe shopping...

A good flexible system that meets the safe shopping requirements of the internet today Reviewed on: 15th June 2026

PayPal credit is great.

PayPal credit is great. Everything is on the app and is easily accessible. Reviewed on: 15th June 2026

MR Michael Bowe

Very very helpful and a brilliant service thank you Reviewed on: 15th June 2026

I love the safety of Paypal

I love the safety of PayPal and have recommended it to many of my family and friends that have now gone on to use it themselves the credit side is great but interest rates are high and you do need to pay more than your minimum payment if you want to pay it off but having a safety net is always good you know you can get what you need when you need it most your transaction is secure and if you do have any issues talk to them they are very helpful and you speak to a human which is great overall I highly recommend Reviewed on: 15th June 2026

Helped me alot with 4 months interest free

Helped me alot with 4 months interest free Reviewed on: 15th June 2026

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