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PayPal: PayPal Credit reviews

4.90
Based on 87,747 reviews, last reviewed 28th Apr 2026
1704800% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The PayPal experience My experience has been satisfactory so far with PayPal the points system and credit card system is very good also Reviewed on: 28th April 2026
Philip C's avatar
Philip C

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (87747)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal gives confidence in secure payments.

5
Always use PayPal for secure transactions to online purchases and any other indirect payments Reviewed on: 22nd April 2026

Yes for PayPal

5
I’ve not encountered any problems needing customer support. I enjoy using PayPal. Easy to use, good platform, user friendly. Reviewed on: 22nd April 2026

Great company

5
PayPal is a widely used online payment platform that makes sending and receiving money simple and convenient. Its interface is user-friendly, and transactions are usually quick, which is ideal for both personal and business use. Security features, like encryption and buyer protection, offer peace of mind when shopping online. However, fees can sometimes be high, especially for international transfers or currency conversions. Customer service can also be inconsistent depending on the issue. Overall, PayPal remains a reliable option for digital payments, but users should be aware of potential costs and limitations before relying on it for frequent transactions or business purposes. Reviewed on: 22nd April 2026

Simple but great

5
Easy to apply and easy to manage. Very clear platform Reviewed on: 22nd April 2026

Informative and secure which is imperative when usin...

5
Informative and secure which is imperative when using online payment methods- in addition if you need to query a payment it is handled promptly - thank you PayPal for being my go to payment method! Highly recommended - what are you waiting for… Reviewed on: 22nd April 2026

Always use PayPal for online purchases, never any pr...

5
Always use PayPal for online purchases, never any problems. Reviewed on: 22nd April 2026

PayPal is extremely convenient and easy to use, the...

5
PayPal is extremely convenient and easy to use, the fact that you can manage your payments and have so many options is great. Reviewed on: 22nd April 2026

Makes purchases easier to enable me to pay for thing...

4
Makes purchases easier to enable me to pay for things I need like larger home items over a manageable period of time. Really pleased to have the additional resource to spread the cost of things like furniture. Reviewed on: 22nd April 2026

Easy to use for payments online.

4
Easy to use for payments online. Like the fact you can earn points for money off. My only issue is when doing a dispute you can't comment when they give you their answer if there's something you disagree with.... Reviewed on: 22nd April 2026

I always use PayPal on line it is quick safe and con...

5
I always use PayPal on line it is quick safe and convenient, anytime I've had issues they have resolved it quickly. Reviewed on: 22nd April 2026

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