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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77730 reviews)

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4.90

Based on 77,730 reviews, last reviewed 19th Apr 2026

2483600% increase in 5 star reviews

in the past 90 days

7200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal has been great - fr PayPal has been great - from intrest free credit to Pay in Three. Great for managing finances. Reviewed on: 19th April 2026

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77730)

Always Great!

Always convenient, easy to use and understand. Great protection. Free short term credit. What's not to love? Reviewed on: 28th May 2024

Unparalleled customer service with great response ti...

Unparalleled customer service with great response times. Wide ranging access to utilise PayPal credit and I like the pay in 3 option as its interest free. Reviewed on: 28th May 2024

I trust the service I received so far

I trust the service I received so far Reviewed on: 28th May 2024

Happy to be a PayPal customer

Easy to use great service on the occasion I did have a problem it was sorted out quickly and within there time scale. Reviewed on: 28th May 2024

Keeping life simple .

Simple to use and helps me manage my finances. It is easy for me travel especially. Reviewed on: 28th May 2024

Very helpful on my issue on live chat

Very helpful on my issue on live chat Reviewed on: 28th May 2024

I have paid for many things over a 4 month period wi...

I have paid for many things over a 4 month period with no interest, unlike credit cards. It has helped me stay out of my overdraft and dept as easy to make a payment. Reviewed on: 28th May 2024

Amazing Service

Always helpful attentive and highly experienced customer service advisors! Amazing work team Reviewed on: 28th May 2024

I can do anything I want , no hassle to send or tran...

I can do anything I want , no hassle to send or transfer money Reviewed on: 28th May 2024

Use a quite a few times the PayPal credit and it’s v...

Use a quite a few times the PayPal credit and it’s very easy to use. Reviewed on: 28th May 2024

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