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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177201 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177203)

Generally happy but a couple of issues.

I am generally happy with PayPal, ease of paying and ubiquity spring to mind, but I find their app and website difficult to navigate, and there is often a lag between the information displayed and my bank account. Also, I had an issue with money being transferred incorrectly. Getting hold of customer service help was difficult. I received varied and erroneous advice from several service personnel and it took weeks to sort. I will keep using it, but a few tweeks would make it less frustrating. Reviewed on: 19th May 2026

Good customer service answering queries.

Good customer service answering queries. Easy app to navigate Reviewed on: 19th May 2026

Great service

I had an issue with my PayPal account a while ago which was still on my home country and the agent was great in resolving it. Also an easy way how to pay people if needed Reviewed on: 19th May 2026

Always use PayPal as my number one!

Always use PayPal as my number one! Never failed me and always ther. Reviewed on: 19th May 2026

PayPal, user friendly and flexible.

I find PayPal to be a very user friendly system which gives me real flexibility and choice regarding purchases and payments and whenever I’ve needed information or help with a transaction, the experience has always been very positive. Reviewed on: 19th May 2026

Great service all round

Great service all round, would recommend Reviewed on: 19th May 2026

Iv spoken to customer service and they have always b...

Iv spoken to customer service and they have always been very helpful and friendly which in my book is always win win , I use PayPal as much as possible it’s never let me down Reviewed on: 19th May 2026

Problem free payments.

Never had any problems when paying through PayPal Reviewed on: 19th May 2026

Great interest free purchase option

PayPal credit is an easy way to make a big purchase and get 4 months’ interest free Reviewed on: 19th May 2026

Reliable and Stress Free

I have had a very positive experience using PayPal for making payments. The platform is extremely easy to use, secure, and convenient, especially when shopping online. One of the best features is the Pay in 4 option, which allows payments to be spread over four months, making purchases much more manageable financially. It is quite rare to find another payment provider that offers such a flexible and user-friendly service as efficiently as PayPal. Another excellent feature is the ability to track orders directly through the app or website, which makes it easier to monitor deliveries and follow up quickly if there are any delays or issues. Transactions are processed smoothly, and the notifications and payment reminders help users stay organised and avoid missing payments. Overall, PayPal provides a reliable, stress-free, and customer-friendly payment experience Reviewed on: 19th May 2026

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