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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177189)

Quick and easy resolution process.

5
Quick and easy resolution process. Reviewed on: 19th May 2026

Love using it.

4
Love using it. But wish more places would accept PayPal credit as payment Reviewed on: 19th May 2026

Easy to use and understand.

5
Easy to use and understand. Lots of options like take 3 or PayPal credit and I love that those bigger purchases are 4 months interest free. Reviewed on: 19th May 2026

HARESEY52

5
Trusted you with my purchases over many years it make me feel safe knowing I have back up Reviewed on: 19th May 2026

very good it works and it is interest free that's...

5
very good it works and it is interest free that's great Reviewed on: 19th May 2026

Easy to use, app is simple and convenient.

5
Easy to use, app is simple and convenient. Enough time and warnings to pay back. I enjoy using PayPal as I feel safe using it. Reviewed on: 19th May 2026

Easy to use, easy to manage.

5
PayPal credit is easy to use, easy to manage and clear in their terms of service. PayPal provides a good timeframe in which to pay back money borrowed and I have never had a problem or an issue with using PayPal credit. Reviewed on: 19th May 2026

Good always quick and easy to make payments and no p...

5
Good always quick and easy to make payments and no problem Reviewed on: 19th May 2026

Thanks for offer good deals and offers to buy

5
Thanks for offer good deals and offers to buy Reviewed on: 19th May 2026

Great service

5
Always easy to use, great service. Reviewed on: 19th May 2026

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