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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,886 reviews, last reviewed 20th Apr 2026
2497600% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always used PayPal as I find it safe and secu... I have always used PayPal as I find it safe and secure, if there are any issues regarding payment with companies not refunding then you can rely on Pa... Read more Reviewed on: 20th April 2026
INA M's avatar
INA M

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77886)

Had no Issues at all with PayPal Credit some good in...

5
Had no Issues at all with PayPal Credit some good interest rate offer etc Reviewed on: 28th May 2024
Ross's avatar
Ross

Confusing claims

1
Made a claim for an item that was not received. While the claim 2as successful, the information given was constantly confusing and the refund is still not showing on my balance. Reviewed on: 28th May 2024
Joseph L's avatar
Joseph L

Easy to use and reliable.

5
Easy to use and reliable. I use it quite a lot and especially when I book hotels or holidays. Reviewed on: 28th May 2024
Muresan Simi's avatar
Muresan Simi

Quick, Easy & Great Value Credit

5
Have used Paypal Credit and also Pay in 3 several times - fabulously easy process and convenient. Reviewed on: 28th May 2024
Rich C's avatar
Rich C

New speakers, fast and easy

5
Used PayPal credit for some speakers, service was fast and easy Reviewed on: 28th May 2024
Steve I's avatar
Steve I

I have had it a lot easier with PayPal credit it’s a...

5
I have had it a lot easier with PayPal credit it’s a bit help Reviewed on: 28th May 2024
Andrew A's avatar
Andrew A

i dont need to worry on credit and allows me to send...

5
i dont need to worry on credit and allows me to send and recived money payment for purchase woth out hassle and super quick Reviewed on: 28th May 2024
venus 's avatar
venus

Using PayPal credit is a great way to stretch out ex...

5
Using PayPal credit is a great way to stretch out expenses for work whilst you wait for these to get funded back. Especially that they offer 0% over 4 months Having everything easy to use on the app makes my finances easy to use and manage. Great part is keeping PayPal credit just for these types of expenses is very suitable to my needs. I usually if I have a big month on credit I can delay some funds and not be charged any interest. Reviewed on: 28th May 2024
Nick SJ's avatar
Nick SJ

Just simply Love It!

5
Just simply Love It!!! Make my life much simpler and better!!! Reviewed on: 28th May 2024
Vladimirs B's avatar
Vladimirs B

Paypal credit is excellent

5
Paypal credit is an excellent way to spread the costs of things like birthdays holidays an Christmas. With good or no interest rates Reviewed on: 28th May 2024
Louis T's avatar
Louis T

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